Podcasts · Business · Education

The Meaningful Money Personal Finance Podcast

Pete Matthew

300 episodes

Pete Matthew discusses and explains all aspects of your personal finances in simple, everyday language. Personal finance, investing, insurance, pensions and getting financial advice can all seem daunting, but with the right knowledge and easy-to-follow action steps, Pete will help you to get your money matters in order.

More about the show

Each show is in two segments: Firstly, everything you need to KNOW, and secondly, everything you need to DO to move forward on the subject of that episode.

This podcast will appeal to listeners of MoneyBox Live, Wake Up To Money, Listen to Lucy, Which? Money and The Property Podcast.

To leave feedback or ask a question, go to http://meaningfulmoney.tv/askpete

Archived episodes can be found at http://meaningfulmoney.tv/mmpodcast

Episodes page 2 of 6

  1. Listener Questions, Episode 30

    · 35 min · Episode 594

    It's another varied mix of questions, with a couple on catching up after a late start, avoiding the 60% tax trap and lots more. Shownotes: https://meaningfulmoney.tv/QA30 01:03 Question 1 Hi, I'm curious if you…

  2. Listener Questions Episode 29 - Retire Soon

    · 43 min · Episode 593

    In today's Q&A episode, we're answering a bunch of questions from those on the threshold of retirement, getting into the nitty-gritty of age-difference planning, DB scheme reductions and all sorts! Shownotes:…

  3. Listener Questions Episode 28

    · 42 min · Episode 592

    It's another mixed-bag of questions this week, covering income protection, the local government pension scheme, avoiding the 60% tax trap and much more besides! Shownotes:…

  4. Listener Questions - Episode 27

    · 43 min · Episode 591

    This week, we have questions about planning property purchases together as a soon-to-be-married couple, investing an inheritance, balancing an age gap between spouses and much more besides! Shownotes:…

  5. Listener Questions - Episode 26

    · 33 min · Episode 590

    Some great questions this week about planning for the loss of the personal allowance, investing in GIAs, persuading an aunt to write a will, and much more besides! Shownotes: https://meaningfulmoney.tv/QA26 01:11…

  6. Listener Questions - Episode 25

    · 33 min · Episode 589

    It's another packed and mixed bag of questions here on Meaningful Money. Today we deal with Seafarer's pension contributions, tax-free cash on DB pension schemes and annual allowance calculations. Plus we give some…

  7. Listener Questions - Episode 24

    · 43 min · Episode 588

    This week, Pete is rested after his holiday and may even be more tanned than Roger, for once! We answer a mixed bag of questions ranging from financial planning if you're on benefits to tax-free cash recycling and lots…

  8. Listener Questions Episode 23 - Inheritance Tax

    · 41 min · Episode 587

    This week we have a bunch of questions on the subject of inheritance tax, trusts and estate planning. Fair to say, these stretched us quite a bit and we had some surprises as we researched the answers! Shownotes:…

  9. Listener Questions Episode 22: Financial Planning for Children

    · 45 min · Episode 586

    This week, Pete and Roger answer your questions about investing and planning for children, including trusts, life insurance and how to keep tax low. Shownotes: https://meaningfulmoney.tv/QA22 01:35 Question 1 Hi, A…

  10. Listener Questions, Episode 21

    · 36 min · Episode 585

    This week, we're covering redundancy sacrifice into a pension, cash ISA allowance reductions, evening up finances between spouses and much more - it's another MM Q&A! Shownotes: https://meaningfulmoney.tv/QA21 00:55…

  11. Listener Questions - Episode 20

    · 39 min · Episode 584

    It's another full show of questions, ranging from assumed growth rates for investments, to Save As You Earn schemes to retirement cash buffers, and much more besides! Shownotes: https://meaningfulmoney.tv/QA20 01:21…

  12. Family Protection Trusts and the McClure Solicitors Scandal with Lee Jackson

    · 36 min · Episode 583

    Today I'm joined by my friend Lee Jackson who came to me with a thorny financial/legal problem a few months ago pertaining to Family Protection Trusts. I was able to help him answer one specific question, but the issue…

  13. The Soul of Wealth with Dr Daniel Crosby

    · 40 min · Episode 582

    I'm delighted to welcome back repeat guest, and one of the worlds leading lights in the field of behavioural finance - Dr Daniel Crosby. Daniel has a new book out, which I highly recommend, called The Soul of Wealth,…

  14. Listener Questions - Episode 19

    · 31 min · Episode 581

    It's another mixed bag of your questions, taking everything from investing in offshore funds to evening up pension funds between spouses and lots more besides! Shownotes: https://meaningfulmoney.tv/QA19 00:57…

  15. Listener Questions 18 - IHT, Trusts and Care

    · 41 min · Episode 580

    We've managed to cobble together another themed Q&A episode, this week dealing with questions around Inheritance Tax, Trusts and Care planning. Lots for Roger and Pete to get stuck into! Shownotes:…

  16. Listener Questions Episode 17 - In Our 30's

    · 43 min · Episode 579

    A bit of a themed Q&A this week, with some great questions from folks in their 30's. We cover share save schemes at work, large inheritances and retirement planning - yes, even in your 30's! Shownotes:…

  17. Listener Questions Episode 16

    · 39 min · Episode 578

    It's time for another Listener Questions session! This week we cover commercial property in pensions, ethical investing, inherited pensions and so much more. Shownotes: https://meaningfulmoney.tv/QA16 01:02 Question…

  18. Listener Questions Episode 15

    · 34 min · Episode 577

    Another mixed bag of questions this week, including pension tax free cash, salary sacrifice for electric cars, de-risking a pension and buying gilts! Join us as we answer your most pressing questions! Shownotes:…

  19. Listener Questions, Episode 14

    · 47 min · Episode 576

    Welcome to another MM Q&A, taking in budgeting rules of thumb, pension tax relief and offshore worker pension contributions, and lots more besides! Shownotes: https://meaningfulmoney.tv/QA14 01:57 Question 1 Hi…

  20. Listener Questions - Episode 13

    · 35 min · Episode 575

    This week's MMQ&A covered questions on whether you need an emergency fund in retirement, starting late and the mechanics of the residence nil rate band, among other things! Shownotes: https://meaningfulmoney.tv/QA13…

  21. The Meaningful Money Retirement Guide - Launch episode!

    · 45 min · Episode 574

    Join Roger as he interviews Pete to celebrate the launch of The Meaningful Money Retirement Guide, asking the questions you want answered! Order The Meaningful Money Retirement Guide:…

  22. Listener Questions Episode 12 - PENSIONS!

    · 38 min · Episode 573

    This week we devote an episode of the MMQ&A to pensions of all flavours, answering questions on public sector schemes, partial transfers, fund choices and much more! Shownotes: https://meaningfulmoney.tv/QA12 00:52…

  23. Listener Questions 11 - Capital Gains

    · 52 min · Episode 572

    This week we answer questions on the loose theme of capital gains tax and investing via General Investment Accounts (GIAs). Spoiler alert - nothing's as simple as it might seem! Shownotes:…

  24. What (not) to do when markets are volatile

    · 40 min · Episode 571

    We really hesitated to put anything out regarding the current market volatility as we didn't want to add to the noise. But now that we're a couple of weeks in, hopefully the hysteria is starting to abate, and we can…

  25. Listener Questions Episode 10

    · 28 min · Episode 570

    As usual, we cover lots of ground in this week's Q&A, including tax-free cash recycling, private medical insurance and Lifetime ISAs. Shownotes: https://meaningfulmoney.tv/QA10 00:57 Question 1 Dear Pete & Roger.…

  26. Listener Questions, Episode 9

    · 25 min · Episode 569

    Welcome to another Q&A show - this week we cover tax free cash from DB pensions, annuities vs drawdown and whether you should pay down a buy to let mortgage or invest. Plus quite a bit more! Shownotes:…

  27. Listener Questions, Episode 8

    · 29 min · Episode 568

    It's another Q&A, and this week' we're talking Lifetime ISA withdrawals, whether you need life insurance and the NHS pensions scheme, among other things! Shownotes: https://meaningfulmoney.tv/QA8 01:08 Question 1 I…

  28. Listener Questions, Episode 7

    · 44 min · Episode 567

    Welcome to another Q&A show. This week we cover moving abroad, inheritance tax and paying into a pension while drawing from another, and lots more besides! Shownotes: https://meaningfulmoney.tv/QA7 01:16 Question 1…

  29. Listener Questions - Episode 6

    · 46 min · Episode 566

    In this episode we answer questions about RSU's, the Cashflow Ladder, Pension vs LISA and a whole lot more! Shownotes: https://meaningfulmoney.tv/QA6 01:42 Question 1 Hello Pete and Roger. Recently discovered this…

  30. YOU CAN Set And Stick To A Budget

    · 48 min · S30 E4

    Today we're talking about budgeting and encouraging that you CAN set and stick to a budget. It's not easy, but it isn't complicated either, so we're here to make it as easy as possible. Shownotes:…

  31. Seven Myths About Money, with Rob Dix

    · 32 min · Episode 564

    This week, I chat to long-term friend of the show, Rob Dix, co-host of the Property Podcast, author of The Price of Money and now a new book Seven Myths About Money, which I highly recommend. Shownotes:…

  32. Listener Questions - Episode 5

    · 43 min · Episode 563

    We're back with another Q&A show, with a bit of a DB Pension tilt this time, though we even get into a question on equity release. We cover lots of ground, as always - hope it's useful! Shownotes:…

  33. YOU CAN be financially prepared for life events

    · 56 min · S30 E3

    Today we're going to be taking about being financially prepared for life events. This is important because it's so easy to make progress with your finances, only to have the rug pulled out from under your feet by…

  34. YOU CAN Learn To Invest

    · 1 h 02 min · S30 E2

    In today's episode, we show you how YOU CAN learn to invest. Honestly, it's easier than you think! Shownotes: https://meaningfulmoney.tv/YC2 Everything You Need To Know 01:21 What is investing? Swapping your money…

  35. YOU CAN Be Good With Money

    · 52 min · S30 E1

    Today we kick off a brand new season designed to empower you to take control of your finances. We're excited for this one as we hope to show you that you CAN be good with money! Shownotes:…

  36. Questions & Answers, Episode 4

    · 34 min · Episode 559

    It's another Q&A show, and this week we cover managing finances under an LPA, Maternity pay, and what to do with a big windfall, plus lots more besides! Shownotes: https://meaningfulmoney.tv/QA4 00:58 Big fan of the…

  37. Questions & Answers, Episode 3

    · 39 min · Episode 558

    Good to be back with another Q&A show to kick off the new year. This week we cover, ETFs, Pension contributions for high earners, tax relief for non-earners and lots more besides. Shownotes:…

  38. Helpful Basics -Combining Pensions

    · 38 min · S29 E10

    Today we're going to look at combining or consolidating pensions - a big subject which we'll try to do some justice… Shownotes: https://meaningfulmoney.tv/HB10 What You Need To Know 02:15 Why transfer? 04:47 How…

  39. Helpful Basics: The Financial Advice Process

    · 55 min · S29 E9

    In this episode, we want to look at the financial advice process, and give you the helpful basics that you need to think about if you are considering getting professional financial advice. Shownotes:…

  40. Listener Questions - Episode 2

    · 30 min · Episode 555

    It's time for another listener Q&A! This time we cover paying off student loans, old pensions, alternative to pensions and ISAs and much more. Shownotes: https://meaningfulmoney.tv/QA2 00:40 Sophie - My question is…

  41. Helpful Basics: How to be intentional

    · 41 min · S29 E8

    Today we're going to focus on a subject that we often allude to, but which we want to take a bit further and deeper. We're always talking about the need to be intentional, but what does that actually mean, in practice?…

  42. Helpful Basics: Pension vs ISA

    · 46 min · S29 E7

    In today's episode of our Helpful Basics season, we're going to be talking about Pensions and ISA, explaining how they work, comparing them and helping you to know which ones to use and when. Shownotes:…

  43. Helpful Basics: Self-employment and side hustles

    · 43 min · S29 E6

    Today we're going to be covering Helpful Basics in the area of self employment and side hustles. We'll be talking about what you need to know and what you need to do if you're planning on going it alone in business or…

  44. Helpful Basics: Credit Files and Credit Scores explained

    · 36 min · S29 E5

    We have a slightly different episode because today I am speaking with the good people from a company called CheckMyFile all about credit files and credit scores - why they are important and how we can optimise them to…

  45. Helpful Basics: Behaviour Is Everything

    · 55 min · S29 E4

    In this episode we want to cover the helpful basics of a subject that underpins EVERYTHING to do with personal financial success - behaviour. Shownotes: https://meaningfulmoney.tv/HB4 Everything You Need To Know…

  46. Listener Questions - Episode 1

    · 40 min · Episode 549

    It's our first dedicated Q&A show! Roger and Pete answer six great questions from YOU - the listening audience. Shownotes: https://meaningfulmoney.tv/QA1

  47. Helpful Basics: The State Pension

    · 37 min · S29 E3

    In this episode we're going to do our best to give a decent run down of the State Pension - something that will form the backbone of most people's retirement income. We need to understand how it works, how to check…

  48. Helpful Basics: Choosing Your First Investment

    · 1 h 00 min · S29 E2

    Today in our Helpful Basics season, we're going to talk about choosing your first investment. Lots to cover, but should be fun! Shownotes: https://meaningfulmoney.tv/HB2

  49. Helpful Basics: What you need to know when you start work

    · 1 h 10 min · S29 E1

    This new season is called Helpful Basics. Each week, Roger and Pete will pick a subject each week which might seem like a fundamental or basic subject, but we'll try to go pretty deep so that everyone learns something.…

  50. Bridging the Advice Gap, with Alastair Ford

    · 38 min

    Today I'm chatting with my friend Alastair Ford about a project we've been working on together, but also about our rationale for it and why we think it's a timely addition to the Meaningful family of services.…

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