Podcasts · Business · Education

The Meaningful Money Personal Finance Podcast

Pete Matthew

300 episodes

Pete Matthew discusses and explains all aspects of your personal finances in simple, everyday language. Personal finance, investing, insurance, pensions and getting financial advice can all seem daunting, but with the right knowledge and easy-to-follow action steps, Pete will help you to get your money matters in order.

More about the show

Each show is in two segments: Firstly, everything you need to KNOW, and secondly, everything you need to DO to move forward on the subject of that episode.

This podcast will appeal to listeners of MoneyBox Live, Wake Up To Money, Listen to Lucy, Which? Money and The Property Podcast.

To leave feedback or ask a question, go to http://meaningfulmoney.tv/askpete

Archived episodes can be found at http://meaningfulmoney.tv/mmpodcast

Episodes page 1 of 6

  1. QA63 - Listener Questions, Episode 63

    · 36 min · Episode 642

    In this Meaningful Money Q&A, Pete Matthew and Roger Weeks answer six listener questions about UK investing, pensions and retirement planning. They explore investment fund risk ratings, funding the years before the…

  2. QA62 - Listener Questions, Episode 62

    · 39 min · Episode 641

    In this Meaningful Money Q&A, Pete Matthew and Roger Weeks answer your UK personal finance questions on retirement planning, pensions and tax. Can a couple really retire at 50 on £40k a year using ISAs, a SIPP and a DB…

  3. The Fault Lines of Finance with Philippa Hann and Moira Somers

    · 41 min · Episode 640

    The Fault Lines of Finance asks why good people do bad things with other people's money, and what keeps the good ones good. Pete is joined by Philippa Hann and Dr Moira Somers, authors of the book, to talk about ethics…

  4. QA61 - Listener Questions, Episode 61

    · 34 min · Episode 639

    In this Meaningful Money Q&A, Pete Matthew and Roger Weeks answer six listener questions on the UK money decisions that trip people up. We look at the best place to hold an emergency fund (cash ISA, Premium Bonds or…

  5. Too Expensive? Whole of Life Insurance explored

    · 35 min · Episode 638

    Is whole of life insurance too expensive, or can it be a valuable part of financial and inheritance tax planning in the UK? Pete Matthew is joined by Justin Harper, Chief Marketing Officer at LifeSearch, to explain how…

  6. The Problem of Money, with Tim Malnick and Shabbar Kassam

    · 51 min · Episode 637

    Why does money cause so much worry, even when the numbers add up? In this episode of the Meaningful Money podcast, I am joined by financial planner Shabbar Kassam and organisational psychologist Tim Malnick, hosts of…

  7. QA60 - Listener Questions, Episode 60

    · 35 min · Episode 636

    In this Meaningful Money Q&A episode, Pete Matthew and Roger Weeks answer listener questions on UK pensions, retirement planning and tax-efficient investing. They discuss the upcoming inheritance tax changes for…

  8. QA59 - Listener Questions, Episode 59

    · 46 min · Episode 635

    In this Meaningful Money Q&A episode, Pete Matthew and Roger Weeks answer listener questions on planning for mini-retirements, changing career into financial planning, accessing pensions with a guaranteed annuity rate,…

  9. QA58 - Listener Questions, Episode 58

    · 41 min · Episode 634

    In this Meaningful Money Q&A (Episode 58), Pete Matthew and Roger Weeks answer six real listener questions on the money decisions facing UK savers and investors. We cover paying off your mortgage versus investing,…

  10. QA57 - Listener Questions, Episode 57

    · 50 min · Episode 633

    In this UK personal finance Q&A, Pete Matthew and Roger Weeks answer listener questions on offshore investment bonds, GIA tax, pensions, retirement drawdown and building financial stability in your twenties. They…

  11. Your Money & Your Mind - Adam Cockerham

    · 42 min · Episode 632

    In this episode of the Meaningful Money Podcast, Pete Matthew talks to Chartered financial planner Adam Cockerham about his debut book, Your Money and Your Mind, and the powerful link between our mindset and our money.…

  12. QA56 - Listener Questions, Episode 56

    · 36 min · Episode 631

    In this Meaningful Money Q&A episode, Pete Matthew and Roger Weeks answer real listener questions on UK retirement planning, pensions, tax and inheritance tax. They discuss tax planning after the death of a spouse,…

  13. QA55 - Listener Questions, Episode 55

    · 45 min · Episode 628

    In this Meaningful Money Q&A episode, Pete Matthew and Roger Weeks answer real listener questions on UK pensions, retirement planning, tax and ISAs. They cover pension contributions for a spouse, starting a career in…

  14. QA54 - Listener Questions, Episode 54

    · 39 min · Episode 627

    In this Meaningful Money Q&A episode, Pete Matthew and Roger Weeks answer listener questions on key UK personal finance topics, including long mortgage terms, pension contributions, ISAs, investing property sale…

  15. Life Search: Protection for Middle Age

    · 35 min · Episode 628

    In this episode, Pete is joined by Justin Harper from LifeSearch to explore why life insurance and financial protection still matter in your 40s and 50s. They discuss who still needs cover, when you may be able to…

  16. QA53 - Listener Questions Episode 53

    · 44 min · Episode 627

    In this Meaningful Money Q&A episode, Pete Matthew and Roger Weeks answer six listener questions on UK personal finance - from gifting money to children using the 'normal expenditure out of income' rules to whether ISA…

  17. QA52 - Listener Questions Episode 52

    · 42 min · Episode 626

    In this UK personal finance Q&A, Pete and Roger tackle six listener questions covering pensions, investing, tax and money mindset. We discuss whether high earners should ever consider opting out of the NHS pension due…

  18. QA51 - Listener Questions, Episode 51

    · 41 min · Episode 625

    In this Meaningful Money Q&A episode, Pete and Roger answer six listener questions on pensions, retirement planning and tax for a UK audience. We cover whether to put life insurance into trust, how to reduce the 60%…

  19. Can you oversimplify your pensions? Part 2

    · 33 min · Episode 624

    Part 2 of our UK pensions series, this episode covers everything you need to DO if you want to simplify your pensions without making expensive mistakes. You'll learn how to take stock of every pot, spot safeguarded…

  20. Can you oversimplify your pensions? Part 1

    · 52 min · Episode 623

    In this episode (Part 1 of 2), Pete and Roger unpack the big question: should you consolidate your pensions and investments, or can you oversimplify and accidentally make things worse? We break down what pension…

  21. QA50 - Listener Questions, Episode 50

    · 41 min · Episode 622

    In this UK personal finance Q&A episode, Pete Matthew and Roger Weeks answer six listener questions covering pensions, retirement planning, investing, and mortgages. You will hear practical guidance on topics like…

  22. QA49 - Listener Questions, Episode 49

    · 39 min · Episode 622

    In this episode of the Meaningful Money Podcast Q&A, Pete Matthew and Roger Weeks answer six real listener questions on UK personal finance - from inheriting a SIPP (and the under-75 vs over-75 rules), to how…

  23. QA48 - Listener Questions, Episode 48

    · 33 min · Episode 620

    It's another Q&A show where Roger and Pete answer YOUR questions about such mighty subjects as bridging the gap from retirement to state pension, CGT for non-taxpayers and much more besides! Shownotes:…

  24. QA47 - Listener Questions, Episode 47

    · 42 min · Episode 619

    Time for another Q&A episode where Roger & Pete answer questions on retirement planning, passing assets to children. SIPP vs ISA and much more! Shownotes: https://meaningfulmoney.tv/QA47 01:42 Question 1 Hi Pete,…

  25. QA46 - Listener Questions, Episode 46

    · 45 min · Episode 618

    In this Meaningful Money Q&A episode (QA46), Pete Matthew and Roger Weeks answer six listener questions on the financial decisions many UK households are wrestling with right now. We cover bridging the gap to the State…

  26. QA45 - Listener Questions, Episode 45

    · 44 min · Episode 617

    In this episode of the MeaningfulMoney Q&A, Pete and Roger answer six listener questions covering a wide range of personal finance topics. We tackle a tricky inheritance tax situation involving a property bought in…

  27. Planning for Pensions and IHT

    · 33 min · Episode 616

    From April 2027, many unused pension funds are set to be brought into the IHT net, changing how pensions work for legacy planning. Pete and Roger explain what's changing, what still remains exempt, where "double tax"…

  28. QA44 - Listener Questions, Episode 44

    · 39 min · Episode 615

    In this Meaningful Money Q&A episode, Pete Matthew and Roger Weeks answer six listener questions on UK personal finance, pensions and investing. We cover inheritance tax (IHT) and who actually pays it, a defined…

  29. QA43 - Listener Questions, Episode 43

    · 32 min · Episode 614

    If you're a UK beginner and you're not sure where to start investing in 2026, Pete and Roger talk you through a calm, step-by-step investing order to follow. They cover when to build a buffer, tackle expensive debt and…

  30. QA42 - Listener Questions, Episode 42

    · 31 min · Episode 613

    Pete Matthew and Roger Weeks cover self-employed saving rates, inheritance tax and estate planning, and how dividends are treated inside pension drawdown (including SIPPs). They also discuss salary sacrifice and…

  31. QA41 - Listener Questions, Episode 41

    · 41 min · Episode 612

    In this Meaningful Money Q&A, Pete Matthew and Roger Weeks answer listener questions on UK personal finance, focusing on pensions, tax, and planning ahead. Topics include SIPP vs Lifetime ISA, retirement drawdown and…

  32. No Bullsh*t Money with Andy Hart

    · 35 min · Episode 611

    Pete is joined by Andy Hart to cut through the noise and talk about Andy's new book No Bullsh*t Money Advice, sharing straight-talking, practical personal finance insights for UK savers and investors. Shownotes:…

  33. QA40 - Listener Questions, Episode 40

    · 37 min · Episode 610

    In this episode we answer listener questions covering emergency funds for higher and additional rate taxpayers, and inheritance tax considerations around beneficiary SIPPs. We also discuss whether couples should…

  34. How to Spot a Good or Bad Financial Adviser

    · 49 min · Episode 609

    Pete and Roger reveal how to spot a good financial adviser from a bad one. Learn the red and green flags—from transparent fees to pressure tactics—and the key questions to ask before committing. Essential listening for…

  35. QA39 Listener Questions, Episode 39

    · 36 min · Episode 608

    Pete and Roger answer six listener questions covering Coast FIRE strategies with GIAs, US 401(k) tax implications in the UK, record keeping for IHT-exempt gifts, Australian pension taxation for UK residents, pension…

  36. Becoming A Financial Adviser - Part Two: The SOFT Stuff

    · 56 min · Episode 607

    This week we finish off our two-parter on how to become a financial adviser. In this session, we cover the 'softer' part of the job, the human side which is arguably MUCH more important than the hard numbers……

  37. How To Become A Financial Adviser, Part 1

    · 51 min · Episode 606

    This week, Roger and I discuss the answer to a frequently-asked question - how does one become a financial adviser? Clearly Roger and I make it look like a sexy profession, but as you can imagine, we have lots to say…

  38. Listener Questions, Episode 38

    · 46 min · Episode 605

    It's another Meaningful Money Q&A, taking in the £100k tax trap, splitting pensions on divorce, safely switching investment platforms and much more! Shownotes: https://meaningfulmoney.tv/QA38 01:59 Question 1 Hi…

  39. Understanding RISK

    · 54 min · Episode 604

    This is an important episode. Here, Roger and Pete dive deep into one of the most important subjects for anyone looking to improve their finances to understand - RISK. It's misunderstood and it's misrepresented, but…

  40. Listener Questions, Episode 37

    · 45 min · Episode 603

    Welcome to the first podcast of 2026 where Roger and Pete answer more of your varied and interesting questions, covering everything from what to do when you've maxed out your pension and ISA, to whether you should…

  41. Christmas Episode 2025

    · 49 min · Episode 603

    Join Roger and Pete for a 2025 retrospective where we look into the kind of year it's been and a little bit ahead to 2026. MERRY CHRISTMAS! Shownotes: https://meaningfulmoney.tv/session602 02:04 Meaningful Money -…

  42. Listener Questions, Episode 36

    · 44 min · Episode 602

    Welcome to the last Q&A session of 2025. In this show we cover selling properties to invest in pensions instead, starting to invest for the first time, UFPLS vs FAD and SO MUCH MORE! Shownotes:…

  43. Listener Questions Episode 35

    · 44 min · Episode 601

    It's episode 600 of the podcast, not that we're doing much to mark that milestone! We have some excellent questions today, taking in retirement planning, getting a mortgage if you have a new business and how flexible…

  44. Listener Questions Episode 34

    · 38 min · Episode 600

    We're getting into the groove of doing video podcasts now, and today we have another mixed bag of questions. They include the tax implications of moving abroad, whether to start a pension in your 60's, whether it's…

  45. Budget 2025 - Roger and Pete respond!

    · 44 min · Episode 599

    Roger and Pete discuss the November 2025 Budget, 24 hours after it was announced by Chancellor Rachel Reeves. We cover the salient points from a financial planning standpoint and try to avoid politics if we can!…

  46. Listener Questions, Episode 33

    · 38 min · Episode 598

    Welcome to another show full of questions form you, the audience and hopefully some meaningful questions from Pete & Roger. This week we have questions about paying school fees, becoming a financial adviser, how to…

  47. The Retirement You Didn't See Coming, with Dan Haylett

    · 45 min · Episode 597

    This week I enjoy a brilliant conversation with Dan Haylett, a fellow financial planner and podcaster, and author of The Retirement You Didn't See Coming, a book I highly recommend. Dan Haylett on LinkedIn…

  48. Listener Questions Episode 32

    · 35 min · Episode 596

    Some excellent questions this week, as always, and with the added bonus of moving the podcast onto YouTube! Join Pete and Rog as they answer questions about finance management apps, investment platform selection and…

  49. Listener Questions Episode 31

    · 44 min · Episode 595

    A couple of questions this week about having too big a pension fund, plus a great question on platform choice where Rog and Pete discuss their own experiences. Shownotes: https://meaningfulmoney.tv/QA31 01:58…

  50. Listener Questions, Episode 30

    · 35 min · Episode 594

    It's another varied mix of questions, with a couple on catching up after a late start, avoiding the 60% tax trap and lots more. Shownotes: https://meaningfulmoney.tv/QA30 01:03 Question 1 Hi, I'm curious if you…

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