Podcasts · The Meaningful Money Personal Finance Podcast
Helpful Basics: Credit Files and Credit Scores explained
· 36 min · S29 E5
Episode Helpful Basics: Credit Files and Credit Scores explained
We have a slightly different episode because today I am speaking with the good people from a company called CheckMyFile all about credit files and credit scores - why they are important and how we can optimise them to our benefit.
CheckMyFile: https://meaningfulmoney.tv/checkmyfile
Shownotes: https://meaningfulmoney.tv/HB5
01:33 - Pete chats with Beth.
04:15 - What is a credit record / credit report / credit score
06:50 - Purpose of a credit record.
08:52 - What makes a good / bad credit file
12:00 - Credit card to increase your score before buying a house - is that true?
13:26 - Important to be on Electoral Role.
14:28 - Bad debts, using debt responsibly.
18:15 - What can be done to improve your credit score?
21:24 - Credit is attached to person, not address. Financially linked people.
23:40 - Check your credit file.
26:35 - Is there a business equivalent?
27:43 - What is CheckMyFile and why should people use it.
32:00 - Pete and Roger chat and a podcast review.
Links in the notes 2
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