Podcasts · The Clark Howard Podcast
09.28.26 TIPS Vs Bonds / How To Protect Your Social Security Now
· 28 min
Episode 09.28.26 TIPS Vs Bonds / How To Protect Your Social Security Now
How To Inflation-Proof Your Portfolio & The Free Account Everyone Needs To Set Up Before Retirement
Navigating your investments as you age can get confusing, especially when rising interest rates make traditional bond funds a scary prospect. While young investors can comfortably ride out stock market volatility, those approaching their late 50s and beyond need a more balanced portfolio to protect their hard-earned money. Instead, consider Treasury Inflation-Protected Securities (TIPS) as a powerful, inflation-proof alternative to standard bonds, as Clark explains.
Also, there is an urgent security measure you need to take right now – no matter your age. Many people assume they don't need a MySocialSecurity account until they are ready to retire, or they worry the program won't exist in the future. Clark walks us through why it’s so crucial to open an account as soon as possible.
Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the September 28, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark.
• Bond Alternative: Segment 1 • Ask Clark: Segment 2 • Your Social Security: Segment 3 • Ask Clark: Segment 4
Mentioned on the show:
• TIPS: The Inflation-Proof Alternative to Standard Bonds - Clark.com • Long-Term Treasuries: What a 5% Return Means for Your Money • Empower Review: How It Works, Pros & Cons - Clark Howard • My Social Security: The Free Account Everyone Needs To Set Up Before Retirement • How Can I Estimate My Social Security Benefit? - Clark Howard • The Best Car-Buying Services - Clark Howard
Clark.com resources:
• Episode transcripts • Community.Clark.com / Ask Clark • Clark.com daily money newsletter • Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices. Visit megaphone.fm/adchoices
Links in the notes 15
- https://clark.com/personal-finance-credit/investing-retirement/tips-inflation-proof-alternative-to-standard-bonds/
- https://www.kiplinger.com/retirement/social-security/why-waiting-to-claim-your-online-social-security-account-is-a-major-security-risk?utm_term=4A2D071D-E9B2-45C6-8ACA-619D0608327A&lrh=72f38a53da1d858f1a5e4054a55410d9173306dca3f7de1790f09727af0cd14d&utm_campaign=231AB69E-1652-46EB-A977-6F2C6C998083&utm_medium=email&utm_content=88DC5AB9-7C6D-4F9B-BCBB-B7A79A62E3BB&utm_source=SmartBrief
- https://clark.com/ask
- https://clark.com/personal-finance-credit/investing-retirement/long-term-treasury-bonds-offer-highest-yields-in-decades/
- https://clark.com/personal-finance-credit/investing-retirement/empower-review/
- https://clark.com/personal-finance-credit/investing-retirement/my-social-security-account/
- https://clark.com/personal-finance-credit/investing-retirement/how-to-estimate-social-security-benefits/
- https://clark.com/cars/best-car-buying-services/
- https://clark.com/
- https://app.podscribe.ai/series/3743
- https://community.clark.com/
- https://clark.com/ask/
- https://clark.com/newsletters/
- https://clark.com/about-consumer-action-center/
- https://megaphone.fm/adchoices
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