Podcasts · The Clark Howard Podcast

07.29.26 Investor Alert: Correction Protection / T-Mobile T-Bones Your Wallet

29 Jul 2026 · 33 min

The stock market is sitting at historical highs, but inflated valuations mean we could be facing a major correction or extended period of low returns. With leveraged funds adding dangerous fuel to this speculative fire, the risk of a sharp market shock is real. If you’re approaching or currently in retirement, now is the time to review your portfolio.

On the consumer front, T-Mobile is turning its back on the customer-first culture that made it famous, forcing legacy subscribers off locked-in rates and hitting loyal users with continuous price increases. You don’t have to accept a bloated cell phone bill. By breaking up family plans based on actual usage, avoiding the "free iPhone" trap that locks you into expensive contracts, and exploring budget-friendly sub-brands that use the exact same towers, you can slash your monthly bill down to $10–$30 a line. Calculate your annual cell phone spend today—you might be shocked by how much you can save! Compare plans right now at clark.com/phoneplanfinder.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the July 29, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark.

• High Market Anxiety: Segment 1 • Ask Clark: Segment 2 • Beat Cell Service Hikes: Segment 3 • Ask Clark: Segment 4

Mentioned on the show:

• A Key Investing Lesson to Remember Right Now • How To Find and Choose a Financial Advisor - Clark Howard • The next crash: why this time might not be different • Why You Need To Lock Your Brokerage Account Today • What Is a Solo 401(k) and How Does It Work? - Clark Howard • T-Mobile Retires Legacy Plans: Expect a Price Increase - Clark.com • Why Now Is the Time To Switch Your Cell Phone Service • How To Get a Free Cell Phone in 2026 (Best Deals + Hidden Catch) • The Best Phone Plan For You – Compare Phone Plans • What Should You Do if Your Insurance Claim Is Denied? • Credit Score Guide - Clark Howard

Clark.com resources:

• Episode transcripts • Community.Clark.com / Ask Clark • Clark.com daily money newsletter • Consumer Action Center Free Helpline: 636-492-5275

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Links in the notes 20

• https://www.ft.com/content/de2978b0-481c-4af5-9e77-9e34650fb20f?accessToken=zwAAAZ-hmc94kdPeKXiwSBxK9dOed540ZQ-yDw.MEUCIQDlOiVddNFGjU-8ZZdeIAGHKYNT7Bzl6fAtIGy4DitLYwIgQJfgX0k4FOJxbBjTpwL__LXJWK7Zhlnke_ckqLY7U_c&sharetype=gift&token=c08e0b2e-d7b3-431e-9f52-b13a6db40e92&syn-25a6b1a6=1
• https://www.phonearena.com/news/t-mobile-price-lock-legacy-plans-fcc-response_id181955
• https://www.cnet.com/tech/mobile/t-mobile-customers-on-old-plans-are-being-pushed-to-new-ones-starting-this-week/
• https://clark.com/ask
• https://clark.com/personal-finance-credit/investing-retirement/a-key-investing-lesson-to-remember-right-now/
• https://clark.com/personal-finance-credit/investing-retirement/how-to-find-a-financial-advisor/
• https://giftarticle.ft.com/giftarticle/actions/redeem/c08e0b2e-d7b3-431e-9f52-b13a6db40e92
• https://clark.com/personal-finance-credit/investing-retirement/why-you-need-to-lock-your-brokerage-account-today/
• https://clark.com/personal-finance-credit/investing-retirement/solo-401k/
• https://clark.com/cell-phones/t-mobile-retires-legacy-plans/
• https://clark.com/cell-phones/why-now-is-the-time-to-switch-your-cell-phone-service/
• https://clark.com/cell-phones/how-to-get-a-free-cell-phone/
• https://clark.com/phone-plan-finder/
• https://clark.com/insurance/health-insurance/insurance-claim-appeal/
• https://clark.com/story/credit-score-guide-what-to-know-how-to-improve/
• https://clark.com/
• https://app.podscribe.ai/series/3743
• https://community.clark.com/
• https://clark.com/ask/
• https://clark.com/newsletters/