Yours

Podcasts · Business · News

Purpose Driven Finances

Purpose Driven Finances

94 episodes

Welcome to Purpose Driven Finances — the podcast that helps you use your money as a tool to fulfill the plan and purpose for your life.

More about the show

Hosted by Allan Malina, founder of Servus Capital Management, each episode brings you practical strategies, insightful conversations, and timely commentary on personal finance and investing. We guide you toward clarity and confidence, whether you’re planning for retirement, navigating life transitions, or simply looking to make wiser financial decisions.

We cover a wide range of topics—from budgeting, debt management, and investment strategies to retirement planning and legacy planning—plus commentary on current economic trends to keep you informed.

Because money isn’t the goal—living with purpose is.

Learn more at www.servuscm.com

Thanks for listening, and welcome to Purpose Driven Finances.

Episodes page 2 of 2

  1. How to Maximize Your Company Retirement Plan

    · 30 min · S6 E6

    Is your 401(k) a strategy or just a container? Allan Malina breaks down the 2026 volatility in silver and software before explaining how to move from passive participation to disciplined stewardship of your largest…

  2. NEW FED CHAIR NOMINATION: THE PERSON, THE POLICY, AND WHAT MARKETS ACTUALLY HEAR

    · 30 min · S6 E5

    NEW FED CHAIR NOMINATION: THE PERSON, THE POLICY, AND WHAT MARKETS ACTUALLY HEAR Aired January 31, 2026 Leadership at the Federal Reserve is entering a new season. With the nomination of Kevin Warsh to succeed…

  3. FROM MARKETS TO MEMORIES: PLANNING VACATIONS THE SMART WAY

    · 30 min · S6 E4

    From Markets to Memories: Planning Vacations the Smart Way Purpose Driven Finances | Aired January 24, 2026 • Process Over Prediction: Utilizing the Quantitative Portfolio Model (QPM) allows for disciplined…

  4. Planning the Moments That Shape Your Life

    · 30 min · S6 E3

    First aired on 1/17/2026 • Inflation: Direction Over Headlines — Inflation continues to cool (≈2.7%), moving closer to long-term expectations. In a world of noise, disciplined monitoring remains superior to…

  5. WHY BIG MOMENTS DESERVE BETTER PLANNING

    · 30 min · S6 E2

    Why Rushed Life Decisions—Not Markets—Are Your Biggest Financial Risk Is your "New Year, New Me" energy leading to long-term financial stress? In this episode of Purpose Driven Finances, Allan Malina breaks down why…

  6. What Actually Mattered in 2025 — And What Didn’t

    · 30 min · S5 E51

    • Signal vs. Noise: Why 2025's recession headlines and inflation panic failed to derail the markets. • Regime Shift Lessons: How understanding the "Quad" sequence (4,3,2,1) provided the real roadmap for 2025. • The…

  7. PREPARING FOR 2026 — WITHOUT PREDICTIONS

    · 30 min · S6 E1

    • Economic Setup: Why "Quad 1" signals a shift toward growth and innovation. • Resilience over Predictions: How to stay flexible when market forecasts fail. • The "Why" of Money: Aligning your 2026 strategy with family…

  8. PURPOSE-DRIVEN GIVING — BLUE RIDGE PREGNANCY OF LYNCHBURG VA

    · 30 min · S5 E50

    Air Date: December 20, 2025 Episode: Purpose-Driven Giving — Blue Ridge Pregnancy Center of Lynchburg, VA This episode connects market clarity with community impact. Allan begins with a portfolio and market update,…

  9. PURPOSE-DRIVEN GIVING — FIVE18 OF LYNCHBURG, VA

    · 30 min · S5 E49

    📌 PURPOSE-DRIVEN GIVING — FIVE18 OF LYNCHBURG, VA Air Date: December 13, 2025 Episode: Purpose-Driven Giving — Five18 of Lynchburg, VA This episode brings together markets, purpose, and community impact. Allan…

  10. Markets, Purpose & Year-End Decisions

    · 30 min · S5 E48

    📌 PURPOSE DRIVEN FINANCES — Air Date: December 6, 2025 Episode: When Plans Change — Markets, Purpose & Year-End Decisions When a scheduled guest couldn’t make the show, Allan shifted into an unscripted, practical…

  11. Proactive Tax Planning: For Families

    · 30 min · S5 E47

    Key Takeaways • Proactive tax planning is not just about filing taxes — it is about coordinating investments, retirement accounts, charitable giving, and deductions throughout the year to improve long-term outcomes. •…

  12. Proactive Tax Planning: Small Business

    · 30 min · S5 E46

    Air Date: November 22, 2025 Episode: Proactive Tax Planning: Small Business This week, Allan helps small business owners cut through complexity and make confident tax decisions. With markets shifting into late-year…

  13. Risks to Your Retirement: Protecting Your Future from Fraud, Divorce and Death

    · 30 min · S5 E30

    Risks to Your Retirement: Protecting Your Future from Fraud, Divorce & Death Purpose Driven Finances — July 25, 2025 This episode blends your quarterly Quad outlook with a straight-talk conversation on the three…

  14. Risk Management in Retirement

    · 30 min · S5 E29

    Stagflation, Quad Shifts & Senior Risk Management Aired July 19, 2025 This week, Allan updates listeners on the economic transition ahead—and continues July’s series on Risk Management, focusing specifically on what…

  15. Real-World Family Risk Management

    · 30 min · S5 E28

    Stagflation, Rising Inflation & Real-World Family Risk Management Aired July 12, 2025 In this episode, Allan breaks down the next phase of the economic cycle and continues July’s deep dive into Risk Management for…

  16. Stagflation, New Legislation and the Truth About Risk

    · 30 min · S5 E27

    Stagflation, New Legislation & the Truth About Risk Aired July 5, 2025 In this episode, Allan pulls listeners into the heart of what’s changing—both in the markets and in Washington—and sets the stage for July’s…

  17. Inflation, the Fed and Retirement Clarity for Purpose-Driven Families

    · 30 min · S4 E12

    Inflation, the Fed & Retirement Clarity for Purpose-Driven Families Aired March 22, 2024 This episode tackles two areas where most retirees and near-retirees feel the greatest pressure: inflation uncertainty and the…

  18. Fear, Family and Financial Clarity for 30-Somethings

    · 30 min · S4 E11

    Fear, Family & Financial Clarity for 30-Somethings: Building a Purpose-Driven Plan While Life Is Moving Fast Aired March 16, 2024 This episode speaks directly to 30-somethings — young families, rising professionals,…

  19. Fear, Discipline and The Bell Curve of Risk: How Purpose-Driven Investors Move Forward With Confidence

    · 30 min · S4 E10

    Fear, Discipline & The Bell Curve of Risk: How Purpose-Driven Investors Move Forward With Confidence Aired March 8, 2024 This episode speaks directly to the men and women who have worked hard, sacrificed, saved…

  20. Your Future Needs a Process — Not Predictions: How Purpose-Driven Investors Prepare for What’s Next

    · 30 min · S4 E9

    Your Future Needs a Process — Not Predictions: How Purpose-Driven Investors Prepare for What’s Next Aired March 1, 2024 This episode of Purpose Driven Finances centers on a simple but transformative idea: your goals…

  21. Changing Quads and What “Readiness” Really Means for Your Retirement!

    · 30 min · S5 E19

    Changing Quads, Global Shifts & What “Readiness” Really Means for Your Retirement As economic conditions shift and global trade reshuffles, Allan Malina helps investors understand how to position their portfolios —…

  22. Changing Quads, Retirement Questions and Finding You Need For Retirement

    · 30 min · S5 E18

    Changing Quads, Retirement Questions & Finding Your Real Number As markets shift and retirement questions rise to the surface, Allan Malina helps listeners cut through noise, fear, and comparison — and gives a clear…

  23. Green Shoots, Real Questions and How to Navigate What’s Next

    · 30 min · S5 E17

    Green Shoots, Real Questions & How to Navigate What’s Next Short-term optimism is appearing in the markets — but how do you separate a temporary breather from a real trend? And what questions should investors be…

  24. Looking Over the Horizon: How to Face Market Fear and Pre-Plan What Matters Most

    · 30 min · S4 E17

    Looking Over the Horizon: How to Face Market Fear & Pre-Plan What Matters Most Learn how to steady your finances in uncertain markets — and why pre-planning end-of-life services protects your family with clarity,…

  25. Looking Over the Horizon: Managing Fear, Building Strategy and Getting Estate Planning Right

    · 30 min · S4 E16

    Looking Over the Horizon: Managing Fear, Building Strategy & Getting Estate Planning Right Learn how to face market fear with confidence and how the right estate-planning structure protects your family, preserves your…

  26. Quad 1 Investing Strategy and Virginia Energy Policy: Financial Planning for 2026

    · 30 min · S5 E45

    Explore how the U.S. economy is transitioning from Quad 4 to Quad 1 — and what new Virginia vehicle, energy, and emissions policies mean for families, investors, and business owners. Allan Malina connects macroeconomic…

  27. Virginia Election 2025: Financial Impact on Taxes, Wages and Investments

    · 30 min · S5 E44

    Virginia Election 2025: Financial Impact on Taxes, Wages & Investments Analyze the financial impact of the 2025 Virginia Election with Allan Malina. Learn how new VA policy shifts will affect your taxes, minimum wage,…

  28. What’s My Number? — Estate Planning Edition

    · 30 min · S5 E43

    ⚖️ What’s My Number? — Estate Planning Edition 📅 Aired November 1, 2025 In this week’s Purpose Driven Finances, Allan tackles political gridlock, shifting market sentiment, and the power of planning ahead — in both…

  29. What’s My Number? — Education Planning Edition

    · 30 min · S5 E42

    🎓 What’s My Number? — Education Planning Edition 📅 Aired October 25, 2025 In this week’s Purpose Driven Finances, Allan connects the markets, the metals, and your family’s future — showing how economic shifts and…

  30. What’s My Number? Health, Disability and LTC Insurance

    · 30 min · S5 E41

    💰 What’s My Number? — Health, Disability & Long-Term Care Insurance Description: 📅 Aired October 18, 2025 In this week’s Purpose Driven Finances, Allan connects the market headlines to real-world planning — showing…

  31. What's My Number? Homeowners and Auto Insurance Edition

    · 30 min · S5 E41

    Purpose Driven Finances – October 11, 2025 What’s My Number? — Homeowners & Auto Insurance Segment 1: The Headlines — Trump, China & Credit Risk Allan opened this week’s show with a look at two key headlines shaping…

  32. What's My Number? Life Insurance Edition

    · 30 min · S5 E40

    Purpose Driven Finances – October 4, 2025 What’s My Number? — Life Insurance Segment 1: Credit Risk & Being Purpose Driven Allan began this week’s show by connecting two powerful themes — financial risk and personal…

  33. What's My Number? Savings and Cash Edition

    · 30 min · S5 E39

    Purpose Driven Finances – September 27, 2025 What’s My Number? — Savings & Cash Segment 1: Crypto, Inflation, and Risk Factors Allan opened the show with a timely discussion on where risk and opportunity meet in…

  34. What's My Number? Investment Planning Edition

    · 30 min · S5 E38

    Purpose Driven Finances – September 20, 2025 What’s My Number? — Investment Planning Edition Segment 1: Let’s Talk the Portfolio Theme: The Fed, Interest Rates, and the Quad 2 Outlook for Q4 2025 Allan opened the…

  35. What's My Number? Retirement Edition

    · 30 min · S5 E37

    Purpose Driven Finances – September 13, 2025 Segment 1: Let’s Talk the Portfolio Theme: Job Data Revisions, Inflation Trends, and Market Shifts Allan began this week’s program by unpacking the latest Non-Farm…

  36. What's My Number? Practical Steps to Discover.

    · 30 min · S5 E36

    Purpose Driven Finances – September 6, 2025 Segment 1: Let’s Talk the Portfolio (10 Minutes) Theme: Quad 3, Inflation, and Interest Rates on the Horizon Allan opened this week’s show by reviewing the current market…

  37. What's My Number? Why Do I Need One?

    · 30 min · S5 E35

    Purpose Driven Finances – Aired August 30, 2025 Segment 1: Let’s Talk the Portfolio (10 minutes) Theme: AI, Markets, and the “GenAI Divide” – Lessons from MIT’s 2025 Report This week’s show opened with a discussion…

  38. Questions You Should Be Asking Yourself Regarding Finances.

    · 30 min · S5 E6

    ❓ The Big Questions You Should Be Asking | Purpose Driven Finances Description: 📅 Aired February 15, 2025 Over the past five weeks, we’ve been walking through the top questions every prospective client asks — from…

  39. What does Financial Planning Really Mean For Me?

    · 30 min · S5 E5

    📝 What Does “Financial Planning” Really Mean? | Purpose Driven Finances Description: 📅 Aired February 1, 2025 We’re wrapping up our series on the top five questions prospective clients ask most often. Each week,…

  40. A guide to how your investment account should be monitored.

    · 30 min · S5 E4

    📊 What Does “Account Monitoring” Really Involve? | Purpose Driven Finances Description: 📅 Aired January 25, 2025 We’re in week three of our series on the top four questions prospective clients ask most often. Each…

  41. What Does Fee-Only Mean?

    · 30 min · S5 E3

    💵 What Does “Fee-Only” Really Mean? | Purpose Driven Finances Description: 📅 Aired January 18, 2025 We’re continuing our 4-week series on the top four questions every prospective client asks me. Each week, you’ll…

  42. What is a Fiduciary?

    · 30 min · S5 E2

    🔑 What Does It Mean to Be a Fiduciary? | Purpose Driven Finances Description: 📅 Aired January 11, 2025 We’re starting a new 4-week series on the top four questions every prospective client asks me. Each week, you…

  43. Preparing for Liberation Day

    · 30 min · S5 E13

    🎙️ Purpose Driven Finances – Aired on March 29, 2025 🔹 First, Let’s Talk the Portfolio • Did You Sell the Rip? • Markets rallied — did you react emotionally or stick to your process? • How Servus Capital Manages…

  44. Importance of a Purpose Driven Life

    · 30 min · S5 E7

    Originally Aired 2/22/2025 📊 Market & Portfolio Commentary • February OPEX (Options Expiration): 2/21/25 • Current Outlook: • Market weakness is being "pressed out" • Expecting a buy-the-dip opportunity • Monday's…

Shows are listed from Apple Podcasts' charts and directory, and Podcast Index where it is used. Every show and episode belongs to its publisher and plays from the publisher's own feed; this site hosts none of them. Explicit shows are for adult profiles only, and children’s profiles hear only children’s shows. More about this list.