Podcasts · Business · Technology

Fintech Insider Podcast by 11:FS

11:FS

300 episodes

Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised six times with the British Bank Award for Consultancy of the Year.

More about the show

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry.

Our weekly news show drops every Monday and tackles the biggest news stories across M&A, open banking, embedded finance, payments, regulation and more. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like AI, regulation, Big Tech, the cost of living crisis, and more. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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Episodes page 3 of 6

  1. 1014.Insights: How do you onboard a borderless business?

    · 52 min · Episode 1014

    About this episode: In this episode, in partnership with 3S Money, host Benjamin Ensor is joined by a panel of experts to unpack a challenge that affects every business in financial services: the broken state of…

  2. 1013. News: Big moves in the mortgage market - and is everyone using AI to manage their finances?

    · 1 h 04 min · Episode 1013

    About this episode: Host Benjamin Ensor, Director of Research and Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider…

  3. 1012. Insights: How Lloyds, Santander and NatWest are shaping the future of banking innovation

    · 1 h 02 min · Episode 1012

    About this episode: In this episode of Fintech Insider, we dig into how UK banks can reclaim their fintech edge in a fast-moving global market. Host Ross Gallagher and co-host Tim Heard from 11:FS are joined by…

  4. 1011. News: Starling fights fraud with AI, Uber goes global with Checkout and Citi and Coinbase collaborate

    · 1 h 06 min · Episode 1011

    About this episode: Host Ross Gallagher, Head of Consulting at 11:FS, is joined by a fantastic panel of guests from Checkout.com, Galileo, SoFi’s tech platform, and Anthemis as we dive into some of the biggest stories…

  5. 1010. Insights: Sanctions: how can fintechs keep up?

    · 49 min · Episode 1010

    About this episode: In this episode, host Kate Moody is joined by an expert panel in partnership with LexisNexis Risk Solutions to unpack a trend that’s quietly reshaping global finance: the slowdown in sanctions…

  6. 1009. News: How the AWS outage rocked fintech

    · 1 h 03 min

    About this episode: Host David Barton-Grimley, Director of Strategy and Head of Product at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech,…

  7. 1008. Insights: How to launch in the Middle East (Rewind)

    · 53 min · Episode 1008

    About this episode: This week we’ve got something a little different for you. David Barton-Grimley recently returned from the very first Money20/20 Middle East in Saudi Arabia - and beyond enjoying endless cups of…

  8. 1007. News: Goldman Sachs acquires Industry Ventures and UK fintech funding bounces back to 2022 highs

    · 1 h 02 min · Episode 1007

    About this episode: Host Benjamin Ensor, Director of Research and Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider…

  9. 1006. Insights: AI in banking - What it really means for the customer

    · 48 min · Episode 1006

    About this episode: AI is everywhere-your newsfeed, your boardroom, your LinkedIn inbox. But when it comes to real, customer-facing use cases in finance… there’s not much to see. Why isn’t AI transforming the customer…

  10. 1005. News: Are Checkout and Monzo reviving the British fintech invasion?

    · 1 h 03 min

    About this episode: Host Kate Moody, Customer Strategy Director at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial…

  11. 1004. Insights: The stablecoin stack: building real-world payment rails

    · 55 min · Episode 1004

    About this episode: Stablecoins Yep, we’re talking about those again - but this time, the story’s changed. The market has jumped to $270B, transaction volumes are rivalling SWIFT, and - finally - stablecoins are…

  12. 1003. News: SWIFT embraces blockchain, JP Morgan ditches Nutmeg and what do digital IDs mean for fintech?

    · 1 h 02 min · Episode 1003

    About this episode: Host Benjamin Ensor, Director of Research and Strategy, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial…

  13. 1002. Insights: The digital transformation race: big banks vs neobanks.

    · 47 min · Episode 1002

    About this episode: In this episode, in partnership with Enfuce, host Benjamin Ensor dives into the real state of banking transformation in today’s digital-first world. It’s no longer just legacy banks versus neobanks;…

  14. Bonus: Shaping the future of finance: Derek White on big banks, bold moves and building at Galileo

    · 55 min · Bonus

    About this episode: On this episode of Fintech Insider, host David M. Brear sits down with Derek White, a leader who’s helped shape the future of finance from the inside across global banks, cutting-edge tech giants,…

  15. 1001. News - After Dark: Starling's glow-up, Gen Z’s saving streak and WhatsApp moves into SME payments

    · 59 min · Episode 1001

    About this episode: Our expert hosts Ross Gallagher and Kate Moody present Fintech Insider News live from Village Underground in London, along with some great guests to discuss the biggest fintech and financial…

  16. 1000. Insights: Fintech highlights from the past 10 years

    · 1 h 34 min · Episode 1000

    About this episode: It's here! We did it! Our 1,000th show is now yours. 🎉 That’s right - 1,000 episodes of diving deep into the trends, challenges, and characters that make fintech one of the most exciting…

  17. 999. News: Plaid pays JP Morgan, HALA's record breaking raise, and Thunes speeds up Saudi payments

    · 1 h 15 min · Episode 999

    About this episode: Host Kate Moody, Customer Strategy Director at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial…

  18. 998. Insights: The new rules of underwriting - Live from Money20/20 Middle East

    · 49 min · Episode 998

    About this episode: In this episode of Fintech Insider Insights by 11:FS, recorded in partnership with AdalFi and live at the very first Money20/20 Middle East in Saudi Arabia, host David Barton-Grimley explores a…

  19. 997. News: Revolut’s UAE licence, Pipe’s partnership with Uber, and Accion Ventures’ inclusion fund

    · 1 h 04 min · Episode 997

    About this episode: Host Benjamin Ensor, Director of Research & Strategy, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial…

  20. 996. Insights: How are real-time payments reshaping global finance?

    · 55 min · Episode 996

    About this episode: Money is moving faster than ever - across borders, between people, even between machines. Real-time payments and account-to-account (A2A) technology are quietly transforming the payments…

  21. 995. News: Klarna finally files its IPO; Crowdcube target later stage investors; and 11:FS Holdings takes on private banking

    · 1 h 20 min · Episode 995

    About this episode: Host Laura Watkins, Director of Media and Marketing is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial…

  22. 994. Insights: The future of partnerships in fintech

    · 48 min · Episode 994

    About this episode: We’re all looking for the perfect partner- whether in life or business. And in today’s fast-moving fintech world, the right partnership can make or break your product. In 2025, digital innovation…

  23. 993. News: Visa’s exit from US open banking, free subway rides from Revolut, and the great UK meal deal debate

    · 1 h 02 min · Episode 993

    About this episode: Content warning: This episode includes discussions of suicide, which some listeners may find distressing. Please take care while listening Host Kate Moody, Fintech Strategy Director is joined by a…

  24. 992. Insights: Why are stablecoins SO hot right now?

    · 50 min · Episode 992

    About this episode: As a long, hot summer in fintech rumbles on, we thought we’d take a closer look at what’s heating up the industry right now - stablecoins. Once a niche corner of crypto, stablecoins are now…

  25. 991. News: Klarna’s big loan moves, Monzo’s mobile expansion & Robinhood’s AI investing launch

    · 59 min · Episode 991

    About this episode: Host David Barton Grimley, Director of Startegy and Head of Product at 11:FS is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech,…

  26. 990: Insights: What’s happening with agentic AI in financial services right now?

    · 52 min · Episode 990

    About this episode: AI has already delivered impressive gains - from streamlining back-office operations to powering conversational assistants. But Agentic AI represents an entirely new frontier. These systems don’t…

  27. 989: News: Stripe partners EBANX to push Pix for SMBs in Brazil, and Brex breaks into Europe

    · 1 h 04 min · Episode 989

    About this episode: Join host Benjamin Ensor from 11:FS as he teams up with an expert panel to explore the week’s biggest stories across fintech, banking, and the broader financial services landscape. This week's…

  28. 988: Insights: How can the UK regain its fintech mojo?

    · 58 min · Episode 988

    About this episode: London was the fintech capital. Smart regulation. Absurd levels of talent. Mountains of capital. All crammed inside the M25 like a pressure cooker. And for years, it worked. We weren’t just on the…

  29. Live show announcement! After Dark | Live podcast in London | Tickets available now

    · 0:59 · Trailer

    Fintech Insider is about to hit 1000 episodes! We’re celebrating this epic milestone with a very special Fintech Insider: After Dark. Join fellow fintech fans for an evening of food, drinks, and good vibes as we…

  30. 987: News: Revolut go after US banking licence, record breaking raises in the UAE, and is Klarna's IPO back on track?

    · 1 h 06 min · Episode 987

    About this episode: Join host Ross Gallagher from 11:FS as he teams up with an expert panel to explore the week’s biggest stories across fintech, banking, and the broader financial services landscape. This week's…

  31. 986: Insights: Getting the UK innovating again: A conversation with Colin Payne from the FCA

    · 52 min · Episode 986

    About this episode: This week’s episode is brought to you by someone who truly lives at the intersection of regulation and innovation: Colin Payne, Head of Innovation at the FCA. If you’re not familiar with the FCA -…

  32. 985. News: UAE surpasses UK in fintech funding, PayPal enables crypto payments, and Wise moves closer to US listing

    · 1 h 08 min · Episode 985

    About this episode: Join hosts Laura Watkins and Ross Gallagher from 11:FS as they team up with an expert panel to explore the week’s biggest stories across fintech, banking, and the broader financial services…

  33. 984. Insights: Are financial services still failing small businesses?

    · 50 min · Episode 984

    About this episode: Small and medium-sized businesses -or SMEs - are the backbone of the global economy. But despite their vital role in the financial ecosystem, they’re still too often overlooked and underserved.…

  34. 983. News: Monzo shifts investments to Seccl, Pipe levels up with AI and BNPL meets its regulator

    · 1 h 03 min · Episode 983

    About this episode: Host Benjamin Ensor, Director of Research and Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider…

  35. 982. Insights: Things just got personal - The case for better personalisation in financial services

    · 44 min · Episode 982

    About this episode: Today, we're zooming in on one of the hottest buzzwords in financial services: personalisation. But we're not just talking about your bank app greeting you by name - we're asking the big questions:…

  36. 981. News: Bilt celebrates a big raise, Lloyds eyes Curve, and is JPMorgan killing fintech?

    · 52 min · Episode 981

    About this episode: Host David Barton-Grimley, Fintech Strategy Director at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider…

  37. 980. Insights: Can embedded finance be a fix-all for SMBs?

    · 46 min · Episode 980

    About this episode: Today, we’re diving into fresh insights from our friends at Marqeta, who are gearing up to release their annual State of Payments report. This year’s survey spans 500 small and medium-sized…

  38. 979. News: Monzo slapped with bumper fine, Robinhood stands strong on tokenisation, and will TSB vanish from the high street for good?

    · 1 h 07 min · Episode 979

    At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an…

  39. 978. Insights: Innovating through crisis, how can banks stay ahead?

    · 49 min · Episode 978

    At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an…

  40. 977. News: Pan-African card debuts, Tink teams up with Chip, and Circle doubles down on licence

    · 1 h 06 min · Episode 977

    At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an…

  41. 976. Insights: Designing accessible fintech products for those with learning disabilities with Project Nemo

    · 49 min · Episode 976

    At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an…

  42. 975. News: Zopa join us to talk Biscuit - and are stablecoins the missing ingredient for SMEs?

    · 48 min · Episode 975

    At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an…

  43. 974. Insights: Trust me, I’m verified - The future of digital identity in financial services

    · 46 min · Episode 974

    At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an…

  44. 973. News: Walmart and Amazon explore stablecoins, and has Chime's IPO set a new benchmark for fintechs?

    · 1 h 04 min · Episode 973

    At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an…

  45. 972. Insights: Unlocking global competitiveness in an AI-driven world - Live from Point Zero Forum

    · 42 min · Episode 972

    At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an…

  46. 971. News: FCA and NVIDIA team up for AI sandbox, Starling unveils a smarter way to talk to your bank - and why is Revolut launching ATMs?

    · 1 h 07 min · Episode 971

    At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an…

  47. 970. Insights: The future of lending doesn't care about your credit score with Plaid, Affirm and N26

    · 50 min · Episode 970

    At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an…

  48. 969. News: Griffin goes AI, Mastercard’s new partnerships, and the top stories live from Money20/20

    · 48 min · Episode 969

    At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an…

  49. 968. Insights: How to improve spend management when on the move - Live from Money20/20 Europe

    · 40 min · Episode 968

    About this episode: On this week’s episode of Fintech Insider Insights, recorded live at Money20/20 Europe in partnership with Adyen, host David Barton Grimley is joined by some great guests to take a deep dive into…

  50. 967. News: Can Curve challenge Apple Pay? Plus: Google’s AI goes shopping

    · 1 h 08 min · Episode 967

    About this episode: Host Laura Watkins, Director of Media and Marketing at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider…

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