Podcasts · Business

Money Girl

QuickAndDirtyTips.com

300 episodes

Laura Adams provides short and friendly personal finance, small business, real estate, and investing tips to help you live a richer life. Whether you're just starting out or are already a savvy investor, Money Girl's advice will point you in the right direction.

More about the show

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Episodes page 1 of 6

  1. Brokerage vs. retirement account–which one should you choose?

    · 18 min · Episode 1061

    1061. Worried about locking your money away in a retirement account? Host Laura Adams answers a question about choosing investments without losing sleep over liquidity. You’ll learn the pros and cons of taxable…

  2. How to use a Roth conversion ladder for tax-free income

    · 13 min · Episode 1060

    1060. Dreaming of retiring early or taking an extended career break, but worried your money is locked away until age 59.5? Host Laura Adams explains a powerful strategy to retire early and avoid expensive penalties.…

  3. How do I save more, pay off debt, and stop overspending? With Courtney Alev

    · 32 min · Episode 1059

    1059. Host Laura Adams sits down with Courtney Alev, Consumer Financial Advocate for Intuit Credit Karma. They discuss real listener questions about budgeting, tax refund strategies, and paying down debt. You’ll learn…

  4. How do I find and hire the right financial advisor? (Reissue)

    · 19 min · Episode 952

    952. Not sure whether you need a financial advisor, or which kind to look for? Laura Adams explains the seven types of financial professionals: bankers, insurance agents, tax accountants, estate attorneys,…

  5. Bonds are back–should I own more of them?

    · 15 min · Episode 1058

    1058. With 10-year U.S. Treasury yields above 5.3%, many investors are asking if they should ditch stocks and play it safe with fixed income. Host Laura Adams answers a listener’s question about investing when…

  6. Flight canceled? Know your air passenger rights

    · 15 min · Episode 1057

    1057. Few things are more frustrating than learning your flight has been canceled. But do you know what you’re legally entitled to when an airline grounds your plane? Host Laura Adams breaks down your rights as an air…

  7. How to buy a home when you already own one

    · 15 min · Episode 1056

    1056. Should you buy your next home before selling your current one, or is it safer to sell first? How does an existing mortgage impact your ability to qualify for a new loan, and where should your down payment…

  8. How to accelerate your wealth, with Natasha Madan

    · 23 min · Episode 1055

    1055. Host Laura Adams interviews Natasha Madan, CMO and consumer advocate at Credit Karma, about the financial habits of Gen Z, credit myths, and wise ways to use AI tools. You’ll learn practical strategies to…

  9. 4 safe strategies for a mid-career pivot

    · 14 min · Episode 1054

    1054. Are you comfortable in your career but longing for change? Or maybe you want the freedom to move anywhere in the country without taking a financial step backward? Host Laura Adams answers a listener’s question…

  10. 7 ways to build wealth before December 31

    · 14 min · Episode 1053

    1053. Host Laura Adams walks you through seven ways to lower your taxes, maximize savings, and protect your hard-earned cash before midnight on December 31. Don’t let holiday chaos cause you to miss this critical…

  11. How to save for a child’s future home

    · 20 min · Episode 1052

    1052. Thinking about helping your kids buy a home decades from now? Host Laura Adams answers a listener’s question about the best ways to grow savings. You’ll learn how inflation impacts long-term savings and which…

  12. 529 savings vs. prepaid plans–benefits, rules, and strategies

    · 16 min · Episode 1051

    1051. Are you worried about the rising cost of college? In celebration of College Savings Month, Laura compares the two main types of education accounts: 529 savings plans and 529 prepaid tuition plans. You’ll learn…

  13. Buying a car? 6 steps to avoid costly mistakes

    · 17 min · Episode 1050

    1050. Buying a car can feel like a financial landmine. Host Laura Adams answers a listener’s question about buying a car before starting his first job. You’ll learn how to evaluate your current car, set a budget,…

  14. 5 small habits that build big wealth

    · 14 min · Episode 1049

    1049. Think building wealth requires a six-figure salary? Think again. Host Laura Adams breaks down five small, high-impact habits that lead to serious long-term wealth, regardless of your current income. You’ll learn…

  15. Inherited money? Ways to share wealth without paying extra taxes

    · 12 min · Episode 1048

    1048. Receiving an inheritance can be a life-changing financial event, but passing a portion of those funds along to family members comes with a unique set of tax rules. Host Laura Adams breaks down the federal tax…

  16. Medicare 101: How to avoid pricey mistakes and choose the right plan

    · 14 min · Episode 1047

    1047. Host Laura Adams cuts through the confusion and explains the basics of Medicare for anyone approaching 65 or helping a relative compare options. You’ll learn how parts of Medicare work, which expenses Medicare…

  17. Roth IRA vs. Trump Account: Which is better for kids?

    · 13 min · Episode 1046

    1046. Did your teenager earn money from a summer or part-time job? Laura answers a listener’s question about two tax-advantaged savings accounts for minors: the Roth IRA and the new Trump Account. You’ll learn how both…

  18. Workplace Roth vs. Roth IRA–what’s the difference?

    · 18 min · Episode 1045

    1045. Are you taking full advantage of tax-free retirement growth? While both workplace Roth plans and Roth IRAs offer tax-free growth, they come with vastly different eligibility limits, withdrawal rules, and…

  19. Smart ways to pay less on rising healthcare cost

    · 22 min · Episode 1044

    1044. Are rising healthcare costs ruining your budget? Laura answers a listener’s question about how to maximize every tax advantage available for healthcare costs. You’ll learn the rules for deducting them on your tax…

  20. A beginner’s guide to travel hacking using rewards

    · 20 min · Episode 1043

    1043. Dreaming of your next getaway, but need to do it on a budget? Laura demystifies the world of “travel hacking” for complete beginners. You’ll learn how to leverage everyday spending to earn valuable reward points,…

  21. 8 money rules for happy couples

    · 13 min · Episode 880

    On a road trip, tackling a summer cleanup, or just catching up on podcasts? QDT has you covered with Summer Saturday encores from your favorite shows. See the full Summer Saturday lineup on Spotify and enjoy this…

  22. Should my first home be an investment property? (Reissue)

    · 23 min · Episode 941

    941. Should you buy a rental property before your first home? Laura answers a listener's question about the pros and cons of 'house hacking' as an investment strategy — including how much you really need to save, what…

  23. Take control of your money, with Intuit’s Mark Notarainni

    · 31 min · Episode 1042

    1042. Laura Adams interviews Mark Notarainni, an 18-year veteran at Intuit, to explore how integrated platforms and artificial intelligence (AI) are revolutionizing personal finance. Find out how combining tax data,…

  24. 8 ways to spend money for a happier life

    · 9:54 · Episode 942

    On a road trip, tackling a summer cleanup, or just catching up on podcasts? QDT has you covered with Summer Saturday encores from your favorite shows. See the full Summer Saturday lineup on Spotify and enjoy this…

  25. Should I pay off a low-rate mortgage or invest?

    · 12 min · Episode 1041

    1041. If you have extra cash, should you pay off a low-interest mortgage or invest it? Laura answers a listener’s question about balancing financial math with the emotional peace of mind that comes from being…

  26. Canceling credit cards–smart move or credit mistake?

    · 14 min · Episode 1040

    1040. Laura explains the hidden risks of canceling credit card accounts. You’ll learn how credit utilization works, when closing an account is and isn’t worth it, and how to protect your credit if you do decide to…

  27. A 7-point mid-year checklist for money success

    · 16 min · Episode 841

    On a road trip, tackling a summer cleanup, or just catching up on podcasts? QDT has you covered with Summer Saturday encores from your favorite shows. See the full Summer Saturday lineup on Spotify and enjoy this…

  28. Should I consolidate old retirement plans?

    · 21 min · Episode 1039

    1039. Laura answers a listener’s question about managing multiple 401(k)s with her current and previous employers. Find out the pros and cons of holding old retirement plans, how to streamline your strategy, and…

  29. 9 things to know about buying your first home

    · 18 min · Episode 1038

    1038. Are you thinking about buying your first home but feeling overwhelmed by interest rates, upfront costs, and hiring a real estate agent? Host Laura Adams walks you through 9 tips every first-time homebuyer must…

  30. 5 ways to help your kids become rich

    · 16 min

    On a road trip, tackling a summer cleanup, or just catching up on podcasts? QDT has you covered with Summer Saturday encores from your favorite shows. See the full Summer Saturday lineup on Spotify and enjoy this…

  31. 8 things to know about investing in a brokerage account (Reissue)

    · 20 min · Episode 795

    795. Laura answers a listener question about how to invest in a brokerage account, including the rules you need to know and the best strategy for diversification. Discover more from Money Girl! Facebook Newsletter…

  32. The wedding series: navigating love, risk, and money, with James Sexton

    · 33 min · Episode 1037

    1037. What actually happens legally and financially when you say "I do"? Laura Adams interviews veteran New York City divorce trial lawyer Jim Sexton about the often misunderstood world of matrimonial law. Whether you…

  33. Dealing with debt: expert tips for using a balance transfer credit card

    · 26 min · Episode 733

    Summer Saturdays: Best of QDT Encore Episode: This episode originally aired in June 2022. 733. Ever wonder if using a balance transfer credit card could help you get out of debt faster? Laura interviews Mary Gameng,…

  34. Will Social Security be there for you?

    · 15 min · Episode 1036

    1036. Is Social Security in trouble, or is it just a lot of political noise? Laura answers a listener’s question about what the changes to the retirement fund mean for your financial future. You’ll learn the new tax…

  35. The wedding series: plan your big day on an hourly budget

    · 27 min · Episode 1035

    1035. Host Laura Adams sits down with Plannie founder Annie Lee to expose the most common financial pitfalls couples make. Annie breaks down the "macro approach" to wedding design, explaining how to test-drive a…

  36. How to guide Gen Z to financial success

    · 13 min · Episode 1034

    1034. Watching the young adults in your life navigate their first "real" job is an exciting milestone—but it can also be stressful if you notice them carrying credit card debt or skipping out on savings. Laura answers…

  37. The wedding series: How to avoid money mistakes in marriage

    · 26 min · Episode 1033

    1033. Host Laura Adams sits down with family law attorney Cari Rincker to unpack the crucial intersection of love, law, and your wallet. Cari reveals why every couple already has a prenuptial agreement (whether they…

  38. Traditional vs. Roth 401(k) – Best strategy for side hustlers

    · 17 min · Episode 1032

    1032. Do you have extra side hustle income that’s pushing you into a higher tax bracket? In this episode, Laura answers a listener’s question about whether new self-employment earnings mean it's time to switch from a…

  39. The wedding series: business and budget behind the big day

    · 33 min · Episode 1031

    1031. Are you curious about hiring a wedding or event planner? Amanda Savory from Amanda Savory Events (ASE), a premier agency in New York City, joins Laura to discuss tips for working with a planner, ways to cut…

  40. SAVE plan is gone: What student loan borrowers must do before July 1

    · 15 min · Episode 1030

    1030. If you have federal student loans or plan to use them to finance higher education, you must understand significant upcoming changes to the program. Find out the benefits and downsides of new legislation and how…

  41. 5 summer travel hacks that really save money

    · 12 min · Episode 1029

    1029. Does the cost of a summer vacation mean you have to stay home this year? Rising prices for travel, gas, food, and lodging can make a family getaway feel out of reach. But with the right strategies, you can enjoy…

  42. Good debt vs bad debt: Your plan for paying off debt faster

    · 24 min · Episode 708

    Do you know the difference between good and bad debt? Laura explains why it's a critical concept for saving money, building wealth, and creating more financial security. Plus, she covers a simple 7-step plan for paying…

  43. Should I invest a lump sum or equally throughout the year?

    · 10 min · Episode 1028

    1028. Laura answers a listener’s question about investing a lump sum or using a dollar-cost averaging (DCA) strategy. Find out what DCA is and its pros and cons whether you have a little or a lot to invest. Key…

  44. 7 steps to recession-proof your finances (Reissue)

    · 20 min · Episode 749

    749. If you’re worried about a recession or just want to strengthen your finances, Laura covers seven steps to take now to ease the impact of a future hardship. Encore episode: This episode originally aired in…

  45. 8 Micro money habits for guaranteed success

    · 17 min · Episode 687

    Think you need to make monumental changes to achieve your financial goals? Think again. Money Girl has 8 micro money habits to help you take control of your finances, feel secure, and reach any realistic financial goal…

  46. 7 money rules for new graduates

    · 12 min · Episode 1027

    1027. New graduates can create financial freedom by consistently following a few fundamental money rules. Laura reviews seven tips that can set young adults up for a lifetime of financial success. Expert advice for…

  47. Travel smarter–Inside travel insurance with World Nomads

    · 39 min · Episode 1026

    1026. Travel insurance expert, Christina Tunnah of World Nomads, breaks down the benefits of coverage and costly mistakes travelers should avoid. From medical emergencies abroad to unexpected trip interruptions, get…

  48. How to reduce or avoid tax when selling a home

    · 16 min · Episode 1025

    1025. If you’re considering selling a home, you may wonder how it will affect your taxes. Laura answers a listener’s question on this topic and explains how to use a legit, massive tax exclusion that allows many…

  49. 4 ways to fund an early retirement penalty-free

    · 12 min · Episode 1024

    1024. Are you ready to quit working or to begin a financially independent lifestyle? Laura covers four ways to access your retirement funds without paying a hefty 10% early withdrawal penalty before 59.5. Key…

  50. 10 Ways a 529 plan makes education more affordable

    · 14 min · Episode 1023

    1023. Are you worried about the future cost of education for yourself or a child? Laura reviews ten ways a 529 savings plan supercharges education savings and can even be used for young students, non-traditional…

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