Podcasts · Business · Society & Culture

Money For Couples with Ramit Sethi

Ramit Sethi

287 episodes

Get Ramit's new book, Money for Couples at iwt.com/moneyforcouples. From Ramit Sethi, host of Netflix’s ‘How to Get Rich’ and author of NYT bestselling books, ‘I Will Teach You To Be Rich,’ and ‘Money for Couples’…

More about the show

Imagine listening in on raw, unfiltered conversations with real couples, to explore how money psychology affects their everyday lives. Ramit talks with couples from all walks of life, helping them to get past guilt, resentment, & fighting over purchases, to help them create a shared vision for their Rich Life.

Ramit asks the questions we wish we all could ask, presenting a new philosophy on money: spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t.

Follow Money For Couples on Instagram, YouTube, Facebook, and X to start living your rich life today.

In Money for Couples, Ramit delves into the often-hidden dynamics around money issues in marriage, which can be some of the biggest challenges couples face. Money psychology impacts everything from everyday decisions to long-term dreams, and Ramit's finance coaching sessions with couples offer an eye-opening look into the deeper emotions behind financial choices.

Whether you're wondering how to save for a big goal, how to invest in a shared future, or simply looking to understand personal finance in a relationship better, this podcast delivers practical, actionable insights. Each conversation reveals that money in marriage isn't just about numbers—it's about values, trust, and working together toward a Rich Life that's unique to each couple. Ramit provides a safe space for couples to unpack the beliefs and habits that may hold them back financially, guiding them toward a shared vision for their lives. With humor and empathy, Ramit's finance coaching shows couples that they can learn to save and spend in ways that enhance, rather than hinder, their relationship.

Money for Couples is not only a finance podcast but a journey into what makes a marriage strong, financially and emotionally. Through the lens of personal finance, Ramit provides a blueprint for couples to navigate the challenges of managing money together, offering tools to make confident, aligned choices. So, whether you're a fan of the Ramit Sethi podcast or new to his philosophy, tune in and learn how to save, how to invest, and how to create a financial future with the person you love.

Ramit's unique approach to money psychology helps couples overcome common money issues in marriage, from guilt and resentment over purchases to aligning on long-term financial goals. By exploring real couples' stories, Ramit offers insights into how money mindset affects everyday decisions and bigger life dreams. His finance coaching provides couples with a safe space to unpack their beliefs and habits around spending, saving, and investing.

Rather than focusing solely on the numbers, Ramit emphasizes the importance of values, trust, and working together toward a shared vision for a Rich Life.…

Episodes page 1 of 6

  1. 284. "We’re worth $1.8M, but I feel guilty buying a $78 jacket”

    · 1 h 44 min

    Ramit digs into why a couple worth $1.8 million and earning around $818,000 a year still struggle to feel financially secure, even when it comes to buying a $78 jacket. Ramit Sethi of I Will Teach You to Be Rich talks…

  2. Inside the Secret World of Ultra-Wealthy Vacations

    · 32 min

    What does a $400,000 family vacation actually look like, and what could possibly make a hotel villa worth $15,000 a night? Ramit goes behind the scenes with luxury travel advisor Hao Tang to uncover the secret world of…

  3. 283. “We have 3 kids and live paycheck to paycheck. Are we screwed?”

    · 1 h 34 min

    Ramit digs into how years of impulse spending, money avoidance, and unequal financial responsibility have left a couple earning around $178,000 a year with $186,000 in debt and just $571 in savings. Ramit Sethi talks…

  4. 282. "We spend 154% of what we make. Will we ever stop drowning?"

    · 1 h 54 min

    Ramit digs into how years of overspending, money avoidance, and relying on future income have left a couple with more than $428,000 in debt, no savings, and a financial life they can no longer sustain. Ramit Sethi of…

  5. 281. "We have 4 kids and nearly $1M in debt. Are we screwed?”

    · 1 h 55 min

    Ramit unpacks what happens when inconsistent income, mounting debt, and years of avoiding difficult money conversations leave a couple in their 40s feeling like they’re running out of options. Ramit Sethi of I Will…

  6. 280. "We have $11M in assets. Why are we still living month to month?"

    · 2 h 01 min

    Ramit unpacks what happens when a couple earns more than $1 million a year but still feels like they’re living month to month, and how a lifestyle built around family, community, and tradition can become almost…

  7. 279. “He lost his $150k job, but I make every decision - can we fix this?”

    · 2 h 15 min

    Ramit unpacks how to manage money as a couple after a job loss and what happens when one partner carries most of the financial responsibility while the other starts stepping back. Ramit Sethi of I Will Teach You to Be…

  8. 278. "We spend 108% of what we make. Are we screwed?"

    · 1 h 35 min

    Ramit unpacks how to stop overspending, take control of your money as a couple, and prepare financially for starting a family. Ramit Sethi of I Will Teach You to Be Rich talks with Grace and Chris, who are 30 and 29…

  9. 277. "He has $100K of debt. Should I still marry him?"

    · 1 h 39 min

    Ramit unpacks whether Randy can move toward marriage while Mack brings $100,000 of debt into their future together and whether that debt could become a problem they both have to live with. Randy and Mack are in their…

  10. 276. "I resent carrying our finances. Can we fix this?"

    · 1 h 42 min

    Ramit unpacks how resentment, unequal workloads, and conflicting ideas about money can push a marriage to breaking point, even when the numbers suggest a couple should be doing well. Ramit Sethi of I Will Teach You To…

  11. 275. "We escaped debt so why are we still spending like this?"

    · 1 h 40 min

    Ramit unpacks how to stop overspending, stay out of debt, and start building wealth as this couple confronts the spending habits they thought they had already fixed. Three years ago, Mason and Becca finally confronted…

  12. 274. "We have a newborn and 89% of our income is already spent...Now what?"

    · 1 h 59 min

    Ramit Sethi of I Will Teach You To Be Rich speaks with Shelby and Calvin, 31 and 43, who have a new baby and feel trapped by their financial situation. Together they earn about $102,000 a year, but they have just…

  13. 273. "We Spend 139% of our Income and still fund our adult kids"

    · 2 h 02 min

    Ramit Sethi of I Will Teach You To Be Rich speaks with Mary and Harry, 57 and 62, who are approaching retirement while spending more than they earn every month. They have a blended family of seven adult children and…

  14. 272. "We own two houses, but can’t afford dinner out"

    · 1 h 58 min

    Ramit Sethi of I Will Teach You To Be Rich speaks with Nicole and Drew, 39 and 40, who are expecting their first child in just two weeks. They split their time between Southern California and Maui, where they each own…

  15. 271. "He hid $30K of debt a month before our wedding"

    · 1 h 59 min

    Ramit Sethi of I Will Teach You To Be Rich speaks with Sana and Arhem, both 27 and newly married. One month before their wedding, Arhem revealed that he had hidden $30,000 of credit card debt. After they both lost…

  16. 270. “We’re sacrificing our retirement to pay for our kids’ college”

    · 1 h 39 min

    Ramit Sethi of I Will Teach You To Be Rich talks to Mia and Jake, a couple in their late 30s and early 40s in a blended family with three children. Mia wrote in because she’s afraid paying for their children’s college…

  17. 269. "I want to retire, but my wife is too scared"

    · 1 h 55 min

    Ramit Sethi of I Will Teach You To Be Rich talks to Meg and Jo, a married couple in their 60s with more than $6 million in net worth, strong incomes, and a retirement problem that is not really about money. Meg is…

  18. 268. "We Make $150K… So why are we broke?"

    · 1 h 29 min

    Ramit Sethi of I Will Teach You To Be Rich talks to Lauren and Mick, a married couple in their 30s with two kids, $93K of debt, and a dream of moving into a bigger home. They earn around $150K a year combined, but with…

  19. 267. "She makes 2x more than me. I feel ashamed."

    · 1 h 25 min

    Ramit Sethi of I Will Teach You To Be Rich talks to Maria and Andre, a married couple in their 50s navigating a difficult retirement gap. Maria has built nearly $500K in net worth, a strong pension, and a clear path…

  20. 266. "We’re in our 30s fighting over $1000. Can we fix this?"

    · 1 h 59 min

    Ramit Sethi of I Will Teach You To Be Rich talks to Alexis, 29, and Edwens, 30, a married couple with a 10-month-old baby and two completely different ideas of what money should look like in a marriage. Edwens…

  21. 265. "We spend 179% of what we make. Are we screwed?"

    · 1 h 53 min

    Ramit Sethi of I Will Teach You To Be Rich talks to Melissa and Taryn, a married couple in their 40s living in Los Angeles with five children. They have a net worth of over $700K, nearly half a million invested, and a…

  22. 264. "We’re worth $4M. Why is she so terrified to spend?"

    · 1 h 52 min

    Ramit Sethi of I Will Teach You To Be Rich talks to J and Ana, a couple in their early 40s with three children who have built nearly $4 million in net worth through decades of hard work, saving, and real estate…

  23. 263. "We spend 102% of what we make. Will we ever stop drowning?"

    · 1 h 40 min

    Ramit Sethi of I Will Teach You To Be Rich talks to Freya and Blake, a couple in their mid-40s with two young children who are facing one of the most urgent financial situations we’ve seen on the show. Together, they…

  24. 262. "We make $167k. Why do we feel poor?"

    · 1 h 53 min

    Ramit Sethi of I Will Teach You To Be Rich talks to Drew and Amanda, a married couple earning around $167,000 a year with a net worth of over $800,000. On paper, they look financially successful but behind the scenes,…

  25. 261. "We’re in our 40s with nothing saved. Will we be ok?"

    · 1 h 33 min

    Ramit Sethi of I Will Teach You To Be Rich talks to Sebastien and Hope, a married couple in their forties who have been together for 20 years, married for 16, and have a nine-year-old son. They earn around $195,000 a…

  26. 260. "We’re in our 40s and forgot to invest. Are we screwed?"

    · 1 h 53 min

    Ramit Sethi of I Will Teach You To Be Rich talks to Nicole and Shane, an engaged couple in their forties getting married in just 11 days. Together they earn $241,000 a year, have a net worth of $588,000, and hold…

  27. 259. "We’re worth $1.5M but I refuse to buy new pants"

    · 1 h 46 min

    Ramit Sethi of I Will Teach You To Be Rich talks to Mikaela and Dave, both in their early thirties, parents of two young children, and earning an impressive $278,000 a year. Despite a net worth nearing $1.5 million,…

  28. 258. "We had $900K. Now we’re $100K in debt"

    · 1 h 34 min

    Ramit Sethi of I Will Teach You To Be Rich talks to Kristina and Erin, a married couple who have been together for 10 years, raising two children in Toronto. They make good money, but they have no system for their…

  29. 257. "We really want a house - but have $0 in savings"

    · 1 h 49 min

    Molly and Jason are 45 and 46, living together with a 2-year-old daughter. They earn $142,000 a year combined. They have $0 in savings, $46,000 in debt, and a net worth of just $4,842. They dream of buying a house,…

  30. 256. "We moved abroad for fun. Now we can’t afford to leave"

    · 1 h 54 min

    Liza and Bradford earn $120,000 a year as expats in Colombia, South America. They have three kids, $273,000 in net worth, and by the standards of expat life, they live well. But they have $1,500 in savings, no savings…

  31. 255. "I’m 40 and work 2 jobs. How are we still broke?"

    · 2 h 00 min

    Ramit Sethi of I Will Teach You To Be Rich talks to Gabriella, 36, and Chris, 40, a married couple from Pennsylvania with four kids, zero savings, and $32,000 in credit card debt. They both work multiple jobs. Chris…

  32. 254. My $0 to $100k Playbook (full beginners guide)

    · 57 min

    Most people never find out when they'll have $100,000. Not because it's impossible, but because they never actually run the numbers. In this bonus episode, Ramit walks through the full picture: the compound interest…

  33. 253. "I’m 53, exhausted, and still living paycheck to paycheck"

    · 2 h 02 min

    Ramit Sethi of I Will Teach You To Be Rich talks to Tania and Mike who are in their 50s, married 21 years, and earning over $225,000 a year. By most measures, they should be fine. But they’ve been trapped in the same…

  34. 252. "I’m 35, in debt, and spend everything I make"

    · 1 h 32 min

    Ramit Sethi of I Will Teach You To Be Rich talks to Lina, 35, and Mike, 28, a married couple living in South Florida with their 8-month-old son. Despite earning almost $200,000 annually, they've been entangled in debt…

  35. 251. "We own a $1M house but can’t pay for groceries"

    · 1 h 34 min

    Ramit Sethi of I Will Teach You To Be Rich talks to John and Victoria in a follow-up episode. This couple, in their thirties with three children and a home in suburban New York, is facing severe financial challenges…

  36. 250. "We spend 97% of what we make—and can’t stop"

    · 1 h 23 min

    Ramit Sethi of I Will Teach You To Be Rich talks to John and Victoria, a couple in their thirties with three children who own a home they adore in the suburbs of New York. Despite a beautiful house and growing family,…

  37. 249. "We have $2M. Why can’t we enjoy life now?"

    · 1 h 45 min

    Ramit Sethi of I Will Teach You To Be Rich talks to Chris and Heather, a couple aged 41 and 39 respectively, who, despite earning over $450,000 annually and boasting a $2.18 million net worth, feel like they're living…

  38. 248. "Her spending scares me. Should we get married?"

    · 1 h 42 min

    Ramit Sethi of I Will Teach You To Be Rich talks to Cre and April, a couple of five years, aged 46 and 48. Cre lives a debt-averse life and has been methodically building her wealth. April, on the other hand, earns…

  39. 247. "We’re in our 40s — with nothing saved"

    · 1 h 37 min

    Ramit Sethi of I Will Teach You To Be Rich talks to Stephanie and Chris, an early-40s couple with three young children, two of whom have special needs. Chris is a professor, and Stephanie, an RN, has recently cut back…

  40. 246. "We’re drowning in debt, but bought another house"

    · 1 h 50 min

    Ramit Sethi of I Will Teach You To Be Rich talks to Melissa and Tony, a couple who immigrated from Mexico with big dreams and an even bigger work ethic. In less than a decade, they've built a net worth of nearly…

  41. 245. "We make 6 figures. Why am I hiding fast food purchases?"

    · 2 h 06 min

    Ramit Sethi of I Will Teach You To Be Rich talks to Grace and James, a couple from Ireland, aged 38 and 37, who have been navigating immense challenges. James was diagnosed with cancer and underwent a year of…

  42. 244. "I'm in $244k debt but give $500/mo to my church"

    · 1 h 29 min

    Ramit Sethi of I Will Teach You To Be Rich continues his discussion with Mike and Noel in part two of their financial deep dive. The couple, married for just 6 months, faces a daunting $244K in debt with zero savings,…

  43. 243. "She inherited $171K…but it’s already gone."

    · 1 h 25 min

    Ramit Sethi of I Will Teach You To Be Rich talks to Mike and Noel, a young couple who are both 34. They married just 6 months ago, but financial fights have become a daily occurrence, even after receiving a $170K…

  44. 242. "Our couples therapist couldn’t fix this. Please help."

    · 1 h 49 min · Episode 242

    Ramit Sethi of I Will Teach You To Be Rich talks to Natalie and Chris, married with two young kids and a net worth of $1.3 million. Despite their significant assets, money remains a constant source of conflict,…

  45. 241. “We invested our wedding money…in psychedelics”

    · 1 h 08 min · Episode 241

    Two couples take the stage with a shared question—but very different financial realities: When is “enough” actually enough to move forward? Finn and Luna built a successful pet-sitting business and now sit on hundreds…

  46. 240. “We book $10K vacations, then panic about money”

    · 1 h 37 min · Episode 240

    Cheryl (67) and Michael (69) have built rich, full lives: multiple careers, reinventions, and nearly 12 years of marriage. Yet when it comes to money, they feel stuck. They earn about $120,000 a year, have roughly…

  47. Listener Favorite: "I'm almost 40 and still living paycheck to paycheck”

    · 1 h 27 min

    Today, we’re revisiting one of our favorite Money For Couples episodes of the year. Update: Romy and Travis recently shared an update on YouTube about where they are now. You can watch it here. Romy and Travis’s…

  48. 239. "He quit his high paying job and didn’t tell me"

    · 1 h 42 min · Episode 239

    Jamie (45) and Ryan (36) have been married for nearly a decade and share three kids, but their financial foundation was shaken when Ryan quit his high-paying finance job and cashed out his 401(k) without telling Jamie.…

  49. 238. "We’re in credit card debt again. Will this ever stop?"

    · 1 h 39 min · Episode 238

    Ado (33) and Gabby (32) are exhausted by a cycle they can’t seem to escape: getting into credit card debt, paying it off, and then ending up right back where they started. Now, with $44,000 in credit card balances,…

  50. 237. “We bought our dream house. Then he lost his job.”

    · 1 h 20 min · Episode 237

    Karen (45) and Chad (44) built their lives around a high income: buying their dream home in a high-cost city and raising three kids with confidence in the future. But when Chad lost his $340K tech job, everything…

Shows are listed from Apple Podcasts' charts and directory, and Podcast Index where it is used. Every show and episode belongs to its publisher and plays from the publisher's own feed; this site hosts none of them. Explicit shows are for adult profiles only, and children’s profiles hear only children’s shows. More about this list.