Podcasts · Business · Education

Friends That Invest

Friends That Invest

300 episodes

With over 10M downloads, join Sim, an optometrist turned Forbes 30 under 30 investor, as she breaks down the intimidating and not-so-well-taught world of investing and growing wealth, minus the jargon.

More about the show

New episodes every Tuesday!

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Episodes page 1 of 6

  1. How Can the Average Woman Retire a Millionaire?

    · 19 min · S9 E42

    This week, Sim breaks down whether you can retire with $1 million on an average salary, even if you're starting to invest in your 30s or 40s. Using real retirement savings scenarios, she explores how much you need to…

  2. Why Your "Investments" Are Actually Just Expenses

    · 23 min · S9 E41

    This week, Sim explores why we're calling everything an investment, from designer handbags and luxury clothing to beauty treatments and plastic surgery, and how this mindset is fuelling consumerism. She breaks down the…

  3. The Biggest Money Mistakes Zillennial Women Are Making (And How to Fix Them) with Haley Sacks

    · 46 min · S9 E40

    This week, Sim sits down with Haley Sacks, better known as Mrs. Dow Jones, to discuss the biggest money mistakes millennial and Gen Z women make and why traditional financial advice no longer works for today's economy.…

  4. How to Start a Business (Even If You Have No Idea What to Do) | Q&A

    · 29 min · S9 E39

    This week, Sim answers your biggest questions about starting a business, from finding the right idea and getting your first mentor to navigating the difficult early years of entrepreneurship. She shares what building…

  5. The Rise of Betting Apps and Why I’m Worried About Them

    · 18 min · S9 E38

    This week, Sim breaks down the rapid rise of prediction markets and betting apps like Kalshi and Polymarket, and why she’s concerned about the way they’re being marketed to young people and women. She explores how…

  6. 5 Ways I Tackle Wanting Nicer Things (Lifestyle Creep)

    · 24 min · S9 E37

    This week, Sim breaks down how to avoid lifestyle creep as your income grows and the people around you start spending more. She shares five practical strategies for managing pay rises and bonuses, avoiding the…

  7. Top 4 Finance Routines Every Women Needs

    · 17 min · S9 E36

    This week, Sim shares the simple money routines she actually uses to stay on top of her finances, without spending hours budgeting or tracking every purchase. She breaks down how to review subscriptions and recurring…

  8. Why I’m Moving to New York + Your Biggest Money Questions

    · 30 min · S9 E35

    This week, Sim answers your biggest money and life questions, from how much you should be saving and investing to asking for a pay rise, changing careers, and whether rentvesting could make sense. She also shares a…

  9. Why I Stopped Chasing Material Things | Financial Minimalism

    · 20 min · S9 E34

    This week, Sim breaks down financial minimalism and how owning less can help you save more money, reduce stress and build wealth faster. She explores the psychology behind lifestyle creep, why experiences can bring…

  10. 11 Splurges That Are No Longer Worth the Money (as a woman)

    · 24 min · S9 E33

    This week, Sim breaks down 11 expensive splurges she doesn’t think are worth the money, from the Dyson Airwrap and Apple Watch to luxury jewellery, designer bags and brand-new cars. She shares which purchases she…

  11. I Tried To Time The Market, This Happened (Learn From My Mistake)

    · 16 min · S9 E32

    This week, Sim shares what happened when she broke one of investing’s biggest rules and tried to time the market by selling her NVIDIA shares. She breaks down why predicting market bubbles is almost impossible, the…

  12. Why I’m Not Selling My S&P500 Funds

    · 22 min · S9 E31

    This week, Sim breaks down why she’s not selling her S&P 500 investments or pulling her money out of the US stock market, despite growing fears about America’s future. She explores four key reasons she remains…

  13. 6 Ways People Pleasing Is Costing You Money

    · 25 min · S9 E30

    This week, Sim breaks down the hidden ways people pleasing could be costing you thousands, from accepting extra work without recognition to underselling yourself, overspending, and struggling to set financial…

  14. I Retired Early, Then Went Back to Work

    · 16 min · S9 E29

    This week, Sim reflects on what happened after reaching financial independence and why retiring early wasn't what she expected. She shares the reality of hitting her FIRE number, why she chose to keep building Friends…

  15. Should You Save For Tomorrow or Spend Today? My Framework

    · 18 min · S9 E28

    This week, Sim explores one of the biggest personal finance questions of all: should you spend money enjoying your life today, or save everything for the future? She shares how to find the balance between building…

  16. The Best & Worst Performing Asset Classes Over 10 Years

    · 19 min · S9 E27

    This week, Sim breaks down the best and worst performing asset classes of the past decade to reveal what history can actually teach us about investing. She explains why chasing last year's winners rarely works, what…

  17. 6 Popular Financial Tips You Should Absolutely Ignore

    · 25 min · S9 E26

    This week, Sim breaks down six of the most common money tips that sound smart but could actually cost you thousands over the long term. From trying to time the stock market and day trading to using debt to invest,…

  18. 15 Little Splurges To Help You Be So Productive, it Feels Illegal

    · 32 min · S9 E25

    This week, Sim shares the 15 purchases that have genuinely made her more productive, happier, and more intentional with her money. From a Kindle and a quality mattress to meal prep, travel upgrades, and the surprising…

  19. Every Financial Trap You'll Face As Your Investment Portfolio Grows: 1K, 10K, 1M

    · 25 min · S9 E24

    This week, Sim walks through every stage of the investing journey, from your first $1,000 invested to building a $1 million portfolio, and reveals the biggest financial traps to avoid along the way. She shares the…

  20. The Millionaire Next Door: Why Wealthy People Don't Look Rich

    · 21 min · S9 E23

    This week, Sim breaks down the biggest lessons from The Millionaire Next Door and reveals why the people who look wealthy are often not the people who are actually building wealth. She explores the habits of self-made…

  21. Index Funds Are Changing: Here’s What You Need to Know

    · 21 min · S9 E22

    This week, Sim breaks down the major changes coming to popular index funds like the S&P 500 and Nasdaq 100 ahead of high-profile IPOs from companies such as SpaceX, OpenAI, and Anthropic. She explains how private…

  22. The Market Is Changing Again… Do This

    · 18 min · S9 E21

    This week, Sim breaks down the latest Federal Reserve interest rate news and explains what rising interest rates could mean for your investments, mortgage, savings, and financial future. She explores why stock markets…

  23. How to Handle Finances as a Couple (The Right Way)

    · 30 min · S9 E20

    This week, Sim breaks down the money conversations every couple needs to have, from financial red flags and secret debt to budgeting, investing, prenups, and building wealth together. She shares practical advice on…

  24. My Honest FIRE Q&A: Money, Work & Wealth After Retirement

    · 43 min · S9 E19

    This week, Sim answers your biggest money, investing, and lifestyle questions in a candid Q&A episode covering everything from spending anxiety and lifestyle creep to FIRE, investing strategy, and building financial…

  25. I retired at 29 through startups and investing: here is exactly how

    · 22 min · S9 E18

    This week, Sim shares the deeply personal story of becoming financially retired at just 29 years old and reveals the exact strategies that helped her achieve FIRE (Financial Independence, Retire Early). She breaks down…

  26. I Read Emma Grede’s Book So You Don’t Have To: 6 Takeaways

    · 28 min · S9 E17

    This week, Sim breaks down Start With Yourself by Emma Grede, sharing key lessons on money mindset, career growth, and building a clear vision for your future. She unpacks practical strategies like making decisions…

  27. Investing Tips from a Successful Angel Investor | Jaclyn Johnson

    · 35 min · S1 E21

    This week, Sim sits down for an interview with angel investor and entrepreneur Jaclyn Johnson to unpack how startup investing really works behind the scenes. They break down how to start angel investing with as little…

  28. 4 Reasons Women Should Start a Business in 2026

    · 24 min · S9 E16

    This episode breaks down the real pros of starting a business in today’s economy, especially for women navigating job insecurity and income ceilings. Sim shares why traditional “job security” isn’t what it used to be,…

  29. Do This RIGHT NOW during the Iran War

    · 22 min · S9 E15

    This week, Sim breaks down what’s happening in the market during global conflict and what it actually means for your investments. She unpacks why markets react the way they do during war, what history tells us about…

  30. How to Get Out of Debt & Start Investing | Soph (The Curve)

    · 32 min · S9 E14

    This week, Sim sits down with Soph from The Curve to unpack her powerful money journey, from going into $50,000 of debt in her early twenties to becoming debt-free with investments and financial confidence. They dive…

  31. 5 Myths About Wealthy Women

    · 19 min · S9 E13

    This week, Sim breaks down five of the biggest myths about wealthy women, from the idea that they have to look polished all the time to the belief that they only get rich by marrying well or divorcing well. She shares…

  32. Deinfluencing You: 5 Ways to Live a Rich Girl Life

    · 23 min · S9 E12

    This week, Sim shares the five things she wants to de-influence you from, from worrying about what people think at work to being scared of starting over, being too ashamed to be frugal, assuming women will not support…

  33. 4 Ways to Get Rich as a 9-5 Woman

    · 22 min · S9 E11

    This week, Sim explains why your nine to five job is not holding you back and how a steady salary can actually be one of the best tools for building long term wealth. She shares how a traditional job helps you learn…

  34. Should I Invest, Pay Down Debt or Save?

    · 15 min · S9 E10

    This week, Sim breaks down exactly what to do when you come into a lump sum of money, from a $10,000 bonus to a $40,000 windfall, using her simple decision matrix. She covers the order of operations for tackling high…

  35. Wedding Series: Things to Cut and Things to Splurge On

    · 23 min · S9 E9

    This week, Sim wraps up the final episode of the three part wedding series by sharing the five wedding costs she would cut immediately and the five things she believes are actually worth splurging on. From skipping…

  36. Wedding Series: How Much Should A Wedding Cost?

    · 24 min · S9 E8

    This week, Sim breaks down how much you should actually spend on a wedding, why over 50% of newlyweds go into debt for theirs, and how to set a budget that fits your household income without sacrificing what you value…

  37. Wedding Series: 24 Wedding Budget Saving Tips

    · 41 min · S9 E7

    This week, Sim kicks off her three part wedding budget series and shares 24 practical ways she saved nearly $10,000 on her own wedding, including the exact email that helped her negotiate $4,000 off one vendor. She…

  38. Women Aren’t Having Kids Because Sh*t Is Expensive

    · 23 min · S9 E6

    This week, Sim breaks down why birth rates are falling across developed countries and why it matters, from aging populations to bigger pressure on government spending, productivity, and tax revenue, using Japan as a…

  39. 5 Mistakes I Made When I Started Investing

    · 25 min · S9 E5

    This week, Sim breaks down the biggest investing mistakes she made in her first year, from underinvesting in a global index fund that ended up being her best performer to panic selling her first shares and paying fees…

  40. The Hidden Money Conversation Every Couple Needs

    · 38 min · S9 E4

    This week, Sim shares a practical guide to money and relationships, including how modern couples can handle finances when women earn the same or more than their partners and often act as the household CFO. She breaks…

  41. Invest in Shares or Pay off Mortgage?

    · 22 min · S9 E3

    This week, Sim breaks down the classic personal finance question of whether you should invest or pay down your mortgage, using real numbers to show how interest rates and repayments affect your cash flow. She explains…

  42. How To Rebuild Your Emergency Fund: Don’t Make This Mistake

    · 18 min · S9 E2

    This week, Sim shares a simple, stress free way to rebuild your emergency fund after you have had to use it, and she reminds you to drop the guilt because that money did its job. She walks through taking stock of your…

  43. How to Start Investing in 2026: Steal My Rich Girl Era Playbook

    · 28 min · S9 E1

    This week, Sim shares the three simple strategies she is using to make 2026 her wealthiest year yet, starting with building a growth mindset that stops comparison and turns money into a tool for freedom and options.…

  44. Best of 2025: If I Was to Start Investing Today (What I Wish I Knew)

    · 22 min · S8 E43

    This week, Sim takes a step back and shares everything she wishes she knew when she started her investing journey. From making her first $300 investment to building a million-dollar portfolio, Sim breaks down five…

  45. Best of 2025: 10 Tiny Habits That Made Me Rich

    · 24 min · S8 E42

    This week, Sim shares 10 small but powerful money habits that helped her go from financial stress to building real wealth with ease. She spills the tea on negotiating bills, reinvesting dividends, deleting shopping…

  46. Best of 2025: 10 Income Streams You Can Build While Still an Employee - (Sharing My Actual Numbers)

    · 31 min · S8 E41

    This week, Sim breaks down her 10 sources of income, from her 9-to-5 as an optometrist to building passive income streams like rental properties and royalties. Sharing real numbers and lessons learned from ages 15 to…

  47. Best of 2025: 5 Investments Every Woman Should Make (For a Soft Life)

    · 19 min · S8 E40

    This week, Sim dives into the five smartest investments every woman should make to build long-term wealth and financial security. From investing in yourself and negotiating a higher salary to owning real estate,…

  48. Best of 2025: 4 Stocks to Buy and Hold Forever (in 2025)

    · 24 min · S8 E39

    This week, Sim dives into the four stocks top analysts say are built to last, including one obvious pick and three surprising ones. She breaks down why companies like Rentokil Initial, Taiwan Semiconductor…

  49. Best of 2025: I Read 50 Finance Books - Here’s What Will Make You Rich

    · 17 min · S8 E38

    This week, Sim shares her top five takeaways from reading over 50 must-read investing and money books, including Andrew Wilkinson's Never Enough and Felix Dennis's How to Get Rich. From the "buy, don't build"…

  50. Best of 2025: 7 Surprising Money Habits of Wealthy Women

    · 19 min · S8 E37

    This week, Sim breaks down the top money habits of the most successful women, from building multiple income streams to mastering long-term financial planning. Learn how wealthy women invest early, diversify wisely,…

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