Podcasts · Paisa Vaisa with Anupam Gupta
Your Savings Could End Before Your Retirement Does | Paisa Vaisa
· 49 min · S1 E588
Episode Your Savings Could End Before Your Retirement Does | Paisa Vaisa
Your salary may stop at 60, but your retirement savings may need to support you at 75, 80 or 85. How do you plan for that?
On Paisa Vaisa, Pranay Ranjan Dwivedi, MD & CEO of SBI Pension Funds, speaks with Anupam Gupta about retirement planning in India, the National Pension System (NPS), and the risk of outliving your money.
They discuss NPS costs and management fees, equity performance, employer contributions and tax benefits under the new tax regime. Pranay also explains why starting early matters, with an illustration comparing joining at 29 versus 30 and a ₹25 lakh difference in projected retirement savings at 60.
As India’s population gets older and people live longer, this conversation looks at how to prepare financially for life after your last salary.
Listen to Paisa Vaisa with Anupam Gupta for conversations about personal finance, investing and financial planning in India. From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta
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