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Talk

Climate Risk and Insurance

Professor Raghavendra Rau · Gresham College

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About

Why did coastal homeowners lose insurance while UK energy bills spiked after Russia’s invasion? Because risks started moving together. In this lecture, Professor Raghavendra Rau shows how climate extremes and geopolitics create synchronised shocks that overwhelm insurers and energy suppliers, pushing up premiums and bills. He discusses the basics of risk pooling, why it breaks under correlation, and what realistic fixes look like—from parametric policies and better building standards to smarter hedging and targeted support.

The talk

  1. Climate Risk and Insurance 2026-02-18 · Audio

Credits and licence

Institution
Gresham College
Speaker
Professor Raghavendra Rau
Year
2026
Level
For everyone
Language
English
Subjects
Earth and environment, Economics
Source
Gresham College
Licence
Educational use (Gresham College's terms), as Gresham College states it. Gresham College's terms
Attribution
Gresham College states: "We positively encourage the use of the Gresham College lecture transcripts, audio and video files for educational purposes. However, we do not allow use of Gresham College materials for commercial, personal or institutional gain."
Who can watch
Gresham College gives no rating. Invisible Network shows it to Tweens profiles and older, judged from what the source says about it. How courses are placed