Yours

BMT 1620: Financial Planning and Investments

by Elijah Cooks

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This text addresses financial planning concepts, their application and the risk factor in the management of finances.

Description from LibreTexts.

Publisher
Prince George's Community College
Subjects
Business
Licence
CC BY-NC-SA 3.0, as LibreTexts states it. Non-commercial use only.
Who can read
Tweens profiles and older, judged from its title and subjects

Contents

LibreTexts writes equations in TeX, and here they show as TeX; the PDF has them typeset.

  1. Front Matter
  2. TitlePage
  3. InfoPage
  4. Table of Contents
  5. Licensing
  6. 1: Personal Financial Planning
  7. 1.1: Introduction
  8. 1.2: Individual or “Micro” Factors That Affect Financial Thinking
  9. 1.3: Systemic or “Macro” Factors That Affect Financial Thinking
  10. 1.4: The Planning Process
  11. 1.5: Financial Planning Professionals
  12. 2: Basic Ideas of Finance
  13. 2.1: Introduction
  14. 2.2: Income and Expenses
  15. 2.3: Assets
  16. 2.4: Debt and Equity
  17. 2.5: Income and Risk
  18. 3: Financial Statements
  19. 3.1: Introduction
  20. 3.2: Accounting and Financial Statements
  21. 3.3: Comparing and Analyzing Financial Statements
  22. 3.4: Accounting Software-An Overview
  23. 4: Evaluating Choices - Time, Risk, and Value
  24. 4.1: Introduction
  25. 4.2: The Time Value of Money
  26. 4.3: Calculating the Relationship of Time and Value
  27. 4.4: Valuing a Series of Cash Flows
  28. 4.5: Using Financial Statements to Evaluate Financial Choices
  29. 4.6: Evaluating Risk
  30. 5: Financial Plans- Budgets
  31. 5.1: Introduction to Budgets
  32. 5.2: The Budget Process
  33. 5.3: Creating the Comprehensive Budget
  34. 5.4: The Cash Budget and Other Specialized Budgets
  35. 5.5: Budget Variances
  36. 5.6: Budgets, Financial Statements and Financial Decisions
  37. 6: Taxes and Tax Planning
  38. 6.1: Sources of Taxation and Kinds of Taxes
  39. 6.2: The U.S. Federal Income Tax Process
  40. 6.3: Record Keeping, Preparation, and Filing
  41. 6.4: Taxes and Financial Planning
  42. 7: Financial Management
  43. 7.1: Your Own Money- Cash
  44. 7.2: Your Own Money- Savings
  45. 7.3: Other People's Money- Credit
  46. 7.4: Other People's Money- An Introduction to Debt
  47. 8: Consumer Strategies
  48. 8.1: Consumer Purchases
  49. 8.2: A Major Purchase- Buying a Car
  50. 9: Buying a Home
  51. 9.1: Identify the Product and the Market
  52. 9.2: Identify the Financing
  53. 9.3: Purchasing and Owning Your Home
  54. 10: Personal Risk Management- Insurance
  55. 10.1: Insuring Your Property
  56. 10.2: Insuring Your Health
  57. 10.3: Insuring Your Income
  58. 11: Personal Risk Management- Retirement and Estate Planning
  59. 11.1: Retirement Planning- Projecting Needs
  60. 11.2: Retirement Planning- Ways to Save
  61. 11.3: Estate Planning
  62. 12: Investing
  63. 12.1: Investment and Markets- A Brief Overview
  64. 12.2: Investment Planning
  65. 12.3: Measuring Return and Risk
  66. 12.4: Diversification- Return with Less Risk
  67. 13: Behavioral Finance and Market Behavior
  68. 13.1: Investor Behavior
  69. 13.2: Market Behavior
  70. 13.3: Extreme Market Behavior
  71. 13.4: Behavioral Finance and Investment Strategies
  72. 14: The Practice of Investment
  73. 14.1: Investment Information
  74. 14.2: Investing and Trading
  75. 14.3: Ethics and Regulation
  76. 14.4: Investing Internationally- Risks and Regulations
  77. 15: Owning Stocks
  78. 15.1: Stocks and Stock Markets
  79. 15.2: Stock Value
  80. 15.3: Common Measures of Value
  81. 15.4: Equity Strategies
  82. 16: Owning Bonds
  83. 16.1: Bonds and Bond Markets
  84. 16.2: Bond Value
  85. 16.3: Bond Strategies
  86. 17: Investing in Mutual Funds, Commodities, Real Estate, and Collectibles
  87. 17.1: Mutual Funds
  88. 17.2: Real Estate Investments
  89. 17.3: Commodities and Collectibles
  90. 18: Purchasing Power Parity
  91. 18.1: Overview of Purchasing Power Parity (PPP)
  92. 18.2: The Consumer Price Index (CPI) and PPP
  93. 18.3: PPP as a Theory of Exchange Rate Determination
  94. 18.4: Problems and Extensions of PPP
  95. 18.5: PPP in the Long Run
  96. 18.6: Overvaluation and Undervaluation
  97. 18.7: PPP and Cross-Country Comparisons
  98. 19: National Income and the Balance of Payments Accounts
  99. 19.1: National Income and Product Accounts
  100. 19.2: National Income or Product Identity
  101. 19.3: U.S. National Income Statistics (2007–2008)
  102. 19.4: Balance of Payments Accounts- Definitions
  103. 19.5: Recording Transactions on the Balance of Payments
  104. 19.6: U.S. Balance of Payments Statistics (2008)
  105. 19.7: The Twin-Deficit Identity
  106. 19.8: International Investment Position
  107. 20: Financial Crises- Causes and Consequences
  108. 20.1: Financial Crisis Taxonomies
  109. 20.2: Asset Bubbles
  110. 20.3: Financial Panics
  111. 20.4: Lender of Last Resort (LLR)
  112. 20.5: Bailouts and Resolutions
  113. 20.6: The Crisis of 2007-2009
  114. 20.7: Suggested Reading
  115. 21: Interest Rates
  116. 21.1: The Interest of Interest
  117. 21.2: Present and Future Value
  118. 21.3: Compounding Periods
  119. 21.4: Pricing Debt Instruments
  120. 21.5: What’s the Yield on That?
  121. 21.6: Calculating Returns
  122. 21.7: Inflation and Interest Rates
  123. 21.8: Suggested Reading
  124. 22: The Economics of Financial Regulation
  125. 22.1: Market Failures and Public Choice
  126. 22.2: The Great Depression as Regulatory Failure
  127. 22.3: The Savings and Loan Regulatory Debacle
  128. 22.4: Better but Still Not Good- U.S. Regulatory Reforms
  129. 22.5: Basel II, Basel III, and Dodd-Frank
  130. 22.6: Suggested Reading
  131. 23: Monetary Policy Tools
  132. 23.1: The Federal Funds Market and Reserves
  133. 23.2: Open Market Operations and the Discount Window
  134. 23.3: The Monetary Policy Tools of Other Central Banks
  135. 23.4: Suggested Reading
  136. 24: Central Bank Form and Function
  137. 24.1: America’s Central Banks
  138. 24.2: The Federal Reserve System’s Structure
  139. 24.3: Other Important Central Banks
  140. 24.4: Central Bank Independence
  141. 24.5: Suggested Reading
  142. 25: Financial Derivatives
  143. 25.1: Derivatives and Their Functions
  144. 25.2: Forwards and Futures
  145. 25.3: Options and Swaps
  146. 25.4: Suggested Reading
  147. Back Matter
  148. Index
  149. Glossary
  150. Detailed Licensing