Individual Finance

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In addition to providing sources of practical information, this should introduce you to a way of thinking about your personal financial decisions. This should lead you to thinking harder and farther about the larger and longer consequences of your decisions. Many of the more practical aspects of personal finance will change over time, as practices, technologies, intermediaries, customs, and laws change, but a fundamental awareness of ways to think well about solving financial questions.

Description from LibreTexts.

Subjects
Business, Finance
Licence
CC BY-NC-SA 3.0, as LibreTexts states it. Non-commercial use only.
Who can read
Tweens profiles and older, judged from its title and subjects

Contents

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  1. Front Matter
  2. TitlePage
  3. InfoPage
  4. Table of Contents
  5. Licensing
  6. About the Authors
  7. Preface
  8. 1: Personal Financial Planning
  9. 1.1: Introduction
  10. 1.2: Individual or “Micro” Factors That Affect Financial Thinking
  11. 1.3: Systemic or “Macro” Factors That Affect Financial Thinking
  12. 1.4: The Planning Process
  13. 1.5: Financial Planning Professionals
  14. 2: Basic Ideas of Finance
  15. 2.1: Introduction
  16. 2.2: Income and Expenses
  17. 2.3: Assets
  18. 2.4: Debt and Equity
  19. 2.5: Income and Risk
  20. 3: Financial Statements
  21. 3.1: Introduction
  22. 3.2: Accounting and Financial Statements
  23. 3.3: Comparing and Analyzing Financial Statements
  24. 3.4: Accounting Software-An Overview
  25. 4: Evaluating Choices - Time, Risk, and Value
  26. 4.1: Introduction
  27. 4.2: The Time Value of Money
  28. 4.3: Calculating the Relationship of Time and Value
  29. 4.4: Valuing a Series of Cash Flows
  30. 4.5: Using Financial Statements to Evaluate Financial Choices
  31. 4.6: Evaluating Risk
  32. 5: Financial Plans- Budgets
  33. 5.1: Introduction to Budgets
  34. 5.2: The Budget Process
  35. 5.3: Creating the Comprehensive Budget
  36. 5.4: The Cash Budget and Other Specialized Budgets
  37. 5.5: Budget Variances
  38. 5.6: Budgets, Financial Statements and Financial Decisions
  39. 6: Taxes and Tax Planning
  40. 6.1: Sources of Taxation and Kinds of Taxes
  41. 6.2: The U.S. Federal Income Tax Process
  42. 6.3: Record Keeping, Preparation, and Filing
  43. 6.4: Taxes and Financial Planning
  44. 7: Financial Management
  45. 7.1: Your Own Money- Cash
  46. 7.2: Your Own Money- Savings
  47. 7.3: Other People's Money- Credit
  48. 7.4: Other People's Money- An Introduction to Debt
  49. 8: Consumer Strategies
  50. 8.1: Consumer Purchases
  51. 8.2: A Major Purchase- Buying a Car
  52. 9: Buying a Home
  53. 9.1: Identify the Product and the Market
  54. 9.2: Identify the Financing
  55. 9.3: Purchasing and Owning Your Home
  56. 10: Personal Risk Management- Insurance
  57. 10.1: Insuring Your Property
  58. 10.2: Insuring Your Health
  59. 10.3: Insuring Your Income
  60. 11: Personal Risk Management- Retirement and Estate Planning
  61. 11.1: Retirement Planning- Projecting Needs
  62. 11.2: Retirement Planning- Ways to Save
  63. 11.3: Estate Planning
  64. 12: Investing
  65. 12.1: Investment and Markets- A Brief Overview
  66. 12.2: Investment Planning
  67. 12.3: Measuring Return and Risk
  68. 12.4: Diversification- Return with Less Risk
  69. 13: Behavioral Finance and Market Behavior
  70. 13.1: Investor Behavior
  71. 13.2: Market Behavior
  72. 13.3: Extreme Market Behavior
  73. 13.4: Behavioral Finance and Investment Strategies
  74. 14: The Practice of Investment
  75. 14.1: Investment Information
  76. 14.2: Investing and Trading
  77. 14.3: Ethics and Regulation
  78. 14.4: Investing Internationally- Risks and Regulations
  79. 15: Owning Stocks
  80. 15.1: Stocks and Stock Markets
  81. 15.2: Stock Value
  82. 15.3: Common Measures of Value
  83. 15.4: Equity Strategies
  84. 16: Owning Bonds
  85. 16.1: Bonds and Bond Markets
  86. 16.2: Bond Value
  87. 16.3: Bond Strategies
  88. 17: Investing in Mutual Funds, Commodities, Real Estate, and Collectibles
  89. 17.1: Mutual Funds
  90. 17.2: Real Estate Investments
  91. 17.3: Commodities and Collectibles
  92. 18: Career Planning
  93. 18.1: Choosing a Job
  94. 18.2: Finding a Job
  95. 18.3: Leaving a Job
  96. Back Matter
  97. Index
  98. Glossary
  99. Detailed Licensing