12: Emerging Technologies in Financial Management

Principles of Financial Management · LibreTexts

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    From LibreTexts, under CC BY 4.0, as the source states it; its equations are written in TeX, which the PDF shows typeset. This page at LibreTexts.

    Concept map showing emerging technologies in financial management. Technology drivers such as data and analytics, digital platforms, cybersecurity, and regulation connect to managerial finance outcomes including cash flow efficiency, risk management, WACC impacts, and firm value, grounded in time value of money, capital budgeting, and financing decisions.
    Figure 12-0. Concept map for emerging technologies in financial management.

    Learning Outcomes

    After completing this chapter, students should be able to:

    1. Explain how emerging financial technologies affect cash flows, risk, and firm value from a managerial finance perspective.
    2. Describe the major components of the fintech ecosystem—including digital payments, automation, data analytics, and platform-based finance—and explain their roles in modern financial decision-making.
    3. Evaluate fintech-related investments and adoption decisions using core financial tools such as discounted cash flow analysis, NPV, and cost–benefit analysis, rather than technology hype.
    4. Analyze how fintech adoption can alter a firm’s risk profile, including operational risk, cybersecurity risk, regulatory risk, and model risk.
    5. Assess how digital finance tools such as digital payments, crowdfunding, and peer-to-peer finance influence capital formation, liquidity, and access to financing for firms and entrepreneurs.
    6. Apply the principles of financial management developed in earlier chapters to evaluate real-world fintech examples in both domestic and international contexts.

    This page titled 12: Emerging Technologies in Financial Management was last modified on Mon, 15 Jun 2026 03:11:11 GMT and is shared under a CC BY 4.0 license and was authored, remixed, and/or curated by Andrew Carr.