# If You're Broke, You're Broke - Why Should Your Ego Be Bruised? John Ngumi On Risk and Resilience

An episode of [The Nitpicker Podcast](https://invisiblenetwork.ai/podcast/6826170866), 28 Dec 2025, 1 h 33 min.

Audio: https://anchor.fm/s/fbf5fcfc/podcast/play/113198955/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2025-11-28%2F516b8e8a-46ff-c8d5-ae7f-a0b1f4e37b9c.mp3

In this episode, we dive into the compelling life journey of John Ngumi, a Kenyan investment banker who navigated the highs and lows of career success and personal struggles. John shares his unique experiences from reading at Oxford to co-founding the first black-owned investment bank in Sub-Saharan Africa, Loita Capital. With candidness and wit, he discusses the social pressures of failure, the challenges of entrepreneurship, and the enduring impact of his upbringing. John’s story is a powerful testament to the resilience and the importance of daring to try, fail, and rise again.Credits:Gab Master (AKA The Host) - Carol MusyokaBall Juggler (AKA The Producers) - Kui Njoroge and Eric RuhiWhip Cracker (AKA The Director) - Kui NjorogeKissungu Mingi (AKA Script Writer)- Eric RuhiLights, Camera, Action – Snapnest PhotographyMotion Graphics - Nyambura IrunguThe Big Kahuna (AKA Executive Producer) - Carol MusyokaThe Nitpicker Podcast – A Ficus Tree Production.

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