# The wedding series: navigating love, risk, and money, with James Sexton

An episode of [Money Girl](https://invisiblenetwork.ai/podcast/209859739), 22 Jul 2026, 33 min.

Audio: https://sphinx.acast.com/p/open/s/69c148bb1a160b44db9c8fcc/e/6a516cf3c2f78bb68980fe6d/media.mp3

1037. What actually happens legally and financially when you say "I do"? Laura Adams interviews veteran New York City divorce trial lawyer Jim Sexton about the often misunderstood world of matrimonial law. Whether you are happily single, engaged, or decades into a marriage, Jim’s advice will completely change how you view love, risk, and asset management. Key takeaways: • Be aware that if you don't create your own prenuptial agreement, the state’s default laws will apply at the time of a divorce. • Keeping a baseline of financial privacy and separate funds alongside a joint account can clarify your intentions in a divorce. • When dating, pay attention to someone’s risk tolerance so you understand how they feel about debt, gambling, or anything that could stress a family. • Even in the most trustworthy relationships, completely relying on a spouse to manage money is dangerous because an unexpected crisis could arise. • The secret to successful long-term relationships isn't flashy; it’s a series of small, consistent habits like regular check-ins, communication, and proactive financial transparency that prevent misery before it starts. Discover more from Money Girl! Facebook Newsletter Transcripts available at QuickandDirtyTips.com. Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

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