# 10.23.26 Clark Answers His Critics on Clark Stinks / Fine Tune Fin Ed

An episode of [The Clark Howard Podcast](https://invisiblenetwork.ai/podcast/207724573), 23 Oct 2026, 33 min.

Audio: https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/tracking.swap.fm/track/YfZO4tERxneauNcW9Fgn/mgln.ai/e/1672/traffic.megaphone.fm/SLT1744554819.mp3

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, - how do we teach our kids and young adults about money? Managing money was simple just a few decades ago: cash was king, consumer choices were limited, and savings accounts earned fixed interest rates. Today, we live in the most over-stored country in the world, surrounded by endless retail options, online shopping, and digital payment methods like Venmo and Cash App. Money has become frictionless and abstract, making it easier than ever for young people to fall into financial traps like recurring subscriptions and impulse spending. Because the modern financial world is vastly more complex, parents can no longer rely on kids picking up smart money habits by osmosis – active teaching while they are still under your roof is essential, as Clark explains. All this and more on the October 23, 2026, episode of The Clark Howard Show. Submit your opinions or questions: Ask Clark. • Clark Stinks: Segments 1 & 2 • Kids Must Learn $: Segment 3 • Ask Clark: Segment 4 Mentioned on the show: • Jewelry Insurance: Should You Use a Rider or a Separate Policy? • How To Get Top-Brand Running Shoes for Cheap Right Now • The Sneaker Taking Over America Was Inspired by iPhones and a Vacuum Cleaner • Wealthfront Review: How It Works, Pros & Cons - Clark Howard • Clark Howard's Obsession That Could Save You Hundreds • Costco vs. Sam's Club: Which Warehouse Club Is Worth Your Money? • What Money Was Like When I Was Growing Up — and Why Your Kids Need Different Lessons Today • Financial Advice for the Young Adult in Your Life - Clark Howard • How to Teach Young Kids About Money - Clark Howard • How I Set My Teens Up for Retirement in 5 Minutes - Clark Howard • How To Open a Roth IRA • 4 Ways To Stop Junk Mail • Samsung Galaxy Card Clark.com resources: • Episode transcripts • Community.Clark.com / Ask Clark • Clark.com daily money newsletter • Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

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