# Money, the Middle-Income Trap and Building Wealth -Val Njoroge & Stan Agacho

An episode of [Just Money Podcast](https://invisiblenetwork.ai/podcast/1850390159), 3 Nov 2025, 1 h 37 min.

Audio: https://media-streaming.afripods.com/audio/9ebd26e51ee9bc6a2184caf5ed3ed6ad9530097c5216848c2c443c8d40757cb1.mp3?awEpisodeId=d45fbcdd-08da-45b2-9362-fcdb57539267&awCollectionId=1611730a-7ba0-4f69-8dfc-4c2b27bd4aa9&listenerId=rss&playLive=true

Are you earning more but still feel broke? That's the middle-income trap.In this must-watch episode of the Just Money Podcast, financial visionary Valentine Njoroge, Co-founder & CEO of Africa's Pocket, and Wealth strategist Stan Agacho, founder of One Million Nation (ONAMA), reveal the hard truths about money, the psychology of wealth, and the actionable steps you need to take to build true financial freedom.We cut through the noise on lifestyle inflation, conspicuous consumption, debt management, and the crucial financial conversations you must have with your partner.

Shows are listed from Apple Podcasts' charts and directory, and Podcast Index where it is used. Every show and episode belongs to its publisher and plays from the publisher's own feed; this site hosts none of them.