# ‘I start saving in February for next Christmas’: Irish Budgeting Mammy on her savings journey

An episode of [Money Talks](https://invisiblenetwork.ai/podcast/1820954199), 21 Jan 2026, 25 min.

Audio: https://traffic.omny.fm/d/clips/fdd7ab40-270d-4a1e-a257-acd200da1324/c5369c14-7a94-4490-bd59-b2fe00e1cf47/bb803ab2-5f73-4bed-86ae-b3d8011c736a/audio.mp3?utm_source=Podcast&in_playlist=2c6f8c62-637e-42fc-890c-b2fe00e1d71f

We’re into the January crunch now, and chances are you’re counting the days, hours and minutes until payday. It’s a familiar problem, but does it always have to be like this? When it comes to hard times, Ann-Marie Gaynor walked the walk before she talked the talk. You may recognise her by her online “Irish Budgeting Mammy” handle, where she teaches others how to take control of their finances. On this episode, she takes us through her savings journey. Host: Katie Byrne Guest: Ann-Marie Gaynor The content of this podcast is for information purposes and does not constitute investment advice or a recommendation of any investment product See omnystudio.com/listener for privacy information.

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