# Sinking Funds: How the viral trend can transform your finances

An episode of [Better With Money](https://invisiblenetwork.ai/podcast/1810993044), 7 Apr 2026, 25 min.

Audio: https://sphinx.acast.com/p/open/s/67fe6575ad69959fc242080d/e/69cec2ce3a785fb94b963374/media.mp3

Better with Money is on a break for Easter so we are revisiting our favourite episode from last year, all about the "sinking fund." It's a fancy way of saying you have separate of pots of savings for specific expenses. There's a legion of advocates who swear by the practice. One such enthusiast is Anita Collins, a maths teacher from Limerick who runs the Instagram page @efficientfamilylife. She joins the podcast to explain in detail how sinking funds can help people manage their finances more effectively, help create a buffer for those hefty energy bills and make spending on yourself a guilt-free experience. Presented by Aideen Finnegan. Hosted on Acast. See acast.com/privacy for more information.

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