# The Retirement Planning Mistakes Kiwis Keep Making

An episode of [Where's My Money?](https://invisiblenetwork.ai/podcast/1735900451), 21 Jun 2026, 1 h 04 min.

Audio: https://pdst.fm/e/traffic.megaphone.fm/MEDIAWORKSRADIOLIMITED1139333029.mp3

KiwiSaver, NZ Super and retirement confidence are all on the table in this special Where's My Money roundtable discussion. I'm joined by Karla Byrnes (AMP), Tom Hartmann (Sorted) and David Martin (Summerset) to discuss why only 45% of Kiwis feel confident about retirement and what can be done to improve that. We cover KiwiSaver contributions, NZ Super, retirement savings, financial advice, housing wealth, retirement villages, inheritance planning, cost of living pressures, and the lifestyle choices that shape retirement outcomes. The big takeaway? Retirement isn't just about money. It's about understanding what kind of life you want to live, and creating a plan to help you to achieve it. Powered by enable.me – financial coaching and strategic advice. Pay down debt. Grow wealth. Retire well.

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