# How Split Mortgages and Revolving Credit Stop Hamster-Wheel Debt

An episode of [Where's My Money?](https://invisiblenetwork.ai/podcast/1735900451), 20 Sep 2026, 28 min.

Audio: https://pdst.fm/e/traffic.megaphone.fm/MEDIAWORKSRADIOLIMITED1006961596.mp3

We are back with Shelley Palman from enable.me to dissect the reality of living with a million-dollar mortgage. With interest rates creeping back up, we talk through the power of splitting loans into tranches, scraping debt off the top using revolving credit, and why floating your whole loan is usually a trap. Plus, a check-in on whether automation and discipline are actually delivering real progress. Host: Reagan White Producer: Maia Williamson

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