# Keep The Change

A podcast by nextAdvisory. Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted to share insights from my life, my role as a Chartered Accountant with successful and failing clients as well as a look at all of the dumb sh!t I have done along the way too. There is also a read of the weekly 'Money Mail' lesson. Please take action :) You can subscribe to the weekly Money Mail lessons that come out at 9am every Friday. See Keepthechange.co.nz FOLLOW ► Instagram https://www.instagram.com/keepthechange_nz/ Tik Tok + Facebook + LinkedIn Check Out My Accounting Practice: www.nextadvisory.nz Hosted on Acast. See acast.com/privacy for more information.

Feed: https://feeds.acast.com/public/shows/65cc11f58f6b18001654b39e

## Latest episodes

- [What The 2026 Election Will Mean For Property, Taxes & KiwiSaver](https://invisiblenetwork.ai/podcast/1568386864/2391b6fbced1) (2026-10-28, 70 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6ae1ba0b33b363c95d455939/media.mp3
- [MM 337 - How I Ended Up In Niue (& Met The PM)](https://invisiblenetwork.ai/podcast/1568386864/a470de8a39f0) (2026-10-26, 33 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6adf02c9409b9c216a154750/media.mp3
- [Are We Being Mislead About The Cost Of Living Crisis?](https://invisiblenetwork.ai/podcast/1568386864/9b80e08a9997) (2026-10-21, 77 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6ad889703ad7f68551eeef61/media.mp3
- [MM 336 - Wild Goals The Audience Aim For](https://invisiblenetwork.ai/podcast/1568386864/8900c13d00c7) (2026-10-19, 33 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6ad56e5584e39f52e43ed179/media.mp3
- [Infrastructure NZ CEO Nick Leggett on Whats Really Happening With New Zealand's Infrastructure](https://invisiblenetwork.ai/podcast/1568386864/df75c89d4a30) (2026-10-14, 77 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6acf582968b7ce6ffb28ea39/media.mp3
- [MM 335 - Is There A Cost Of FOMO 'Crisis'?](https://invisiblenetwork.ai/podcast/1568386864/30a6f898360b) (2026-10-12, 35 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6acca02e8f90a39dfc565c32/media.mp3
- [From Minimum Wage To $400k/year in New Zealand: My Journey](https://invisiblenetwork.ai/podcast/1568386864/8ca4e173962f) (2026-10-10, 28 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6ac083c852f9e4485f4e1418/media.mp3
- [5 Money Myths Blocking Kiwi's From Building Wealth with Generate Advisor Nathan Stanners](https://invisiblenetwork.ai/podcast/1568386864/dd2072e3ba62) (2026-10-07, 61 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6ac6215ef38f25c0f0fed87c/media.mp3
- [MM 334 - Have You Thought About Higher Interest Rates?](https://invisiblenetwork.ai/podcast/1568386864/19f9f7923f11) (2026-10-05, 34 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6ac2d69752a5384444a23fb4/media.mp3
- [How To Stop DEBT From Stealing Your Future in New Zealand](https://invisiblenetwork.ai/podcast/1568386864/bc06f8a78ca8) (2026-10-04, 21 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6ac08330ab90e256c375de1d/media.mp3
- [Part Two: My Financial Plan & Beliefs Exposed with a Financial Planner](https://invisiblenetwork.ai/podcast/1568386864/9cdd93b2dc4a) (2026-09-30, 54 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6abce350f560f37dfc72108a/media.mp3
- [MM 333 - Same Coffee. $5.50 and $6.50. Who's Right?](https://invisiblenetwork.ai/podcast/1568386864/c5df67e3e99b) (2026-09-28, 37 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6ab9a03b554d86cd55761820/media.mp3
- [Iyia Liu Built Multiple Million Dollar Businesses, Here's Her Formula](https://invisiblenetwork.ai/podcast/1568386864/2183ad25e539) (2026-09-23, 65 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6ab391f4f16120730350c0ca/media.mp3
- [MM 332 - Oh No! Suddenly Everyone's An Expert Investor](https://invisiblenetwork.ai/podcast/1568386864/2f8ac43697c0) (2026-09-21, 38 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6ab0f9a2ba9b1fc06f37cedf/media.mp3
- [How Ashby Pies Sells 2,000 Pies A Week For $13 Each](https://invisiblenetwork.ai/podcast/1568386864/4a8940fc2da1) (2026-09-16, 65 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6aaa64e84cef87591d2a136c/media.mp3
- [MM 331 - What Was Your First Job? How Much Did You Get Paid?](https://invisiblenetwork.ai/podcast/1568386864/2c1d02887958) (2026-09-14, 33 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6aa7d7bab54f356fc7a21a64/media.mp3
- [MM 330 - The First $100billion Was The Hardest? (KiwiSaver)](https://invisiblenetwork.ai/podcast/1568386864/6a30f1aaf884) (2026-09-13, 36 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6aa6017c1563582c057b5c30/media.mp3
- [Employee Share Schemes: What Every Kiwi Should Know](https://invisiblenetwork.ai/podcast/1568386864/09f4556ca60b) (2026-09-10, 16 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6aa2538cc939da279529b8a9/media.mp3
- [How To Stop Being Trapped In A Job You Hate](https://invisiblenetwork.ai/podcast/1568386864/59e1b4b20f9b) (2026-09-09, 71 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6aa0bdb64fa142971fdf482d/media.mp3
- [Building One of NZ's Fastest Growing Robotics Companies](https://invisiblenetwork.ai/podcast/1568386864/fe186b90eb8c) (2026-09-02, 68 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a94b8edcb03bea43d26d797/media.mp3
- [We Survived South Africa - Rugby's Greatest Rivalry](https://invisiblenetwork.ai/podcast/1568386864/bcfca0655ce4) (2026-09-01, 34 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a96c2cb0cefab273060c891/media.mp3
- [MM 329 - ‘I’ll Wait Until After The Election’ (What, To Build Wealth?)](https://invisiblenetwork.ai/podcast/1568386864/0a3222c1b23f) (2026-08-31, 32 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a94b0b4ee851f3f31c62bd6/media.mp3
- [The Secret To Getting Ahead In Life: 'The Boring Season'](https://invisiblenetwork.ai/podcast/1568386864/9e8d4551b9fe) (2026-08-26, 66 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a8cfb942fe0b9d078447f4f/media.mp3
- [MM 328 - Buying Your First Home? Ask Yourself These Questions](https://invisiblenetwork.ai/podcast/1568386864/63580b09e7e1) (2026-08-24, 36 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a8b8d8e49da908299af2938/media.mp3
- [Is Solar The Best Investment In New Zealand Right Now?](https://invisiblenetwork.ai/podcast/1568386864/7b7b7aef5f64) (2026-08-19, 73 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a85710a39e73ea8f324c900/media.mp3
- [MM 327 - Why Are Employees & Employers BOTH Frustrated?](https://invisiblenetwork.ai/podcast/1568386864/4134a8eafee6) (2026-08-17, 42 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a8244c26e5b5bfda6445468/media.mp3
- [Building New Zealand's Biggest Vintage Rugby Business](https://invisiblenetwork.ai/podcast/1568386864/176783ef1d30) (2026-08-12, 84 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a7c3fb991cf66ecf8800836/media.mp3
- [MM 326 - The Next 'Crisis' Is Coming...Do You Know What It Is?](https://invisiblenetwork.ai/podcast/1568386864/6220b7df5e77) (2026-08-10, 34 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a78feebe188bf946ff77977/media.mp3
- [A KTC Listeners Journey With Money - Huia Pocklington](https://invisiblenetwork.ai/podcast/1568386864/31b33aa90037) (2026-08-05, 55 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a6ebb4fc826d9d5c946e522/media.mp3
- [MM 325 - Dear Young Peopel: Getting Rich Takes Time](https://invisiblenetwork.ai/podcast/1568386864/e39cbbe4f6bb) (2026-08-04, 41 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a71637ae9d2c023de91a9f2/media.mp3
- [Making $400k at 24 and Millions in his 30’s. What’s It Like?](https://invisiblenetwork.ai/podcast/1568386864/a5f8faca1c25) (2026-07-29, 70 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a6570ec8c6152b11f1fcafb/media.mp3
- [MM 324 - 2x 17yo. Making $1,000 In A Day. How?](https://invisiblenetwork.ai/podcast/1568386864/24f03e2478d4) (2026-07-27, 37 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a669667a51cbd54e231a65d/media.mp3
- [NZ Accountant Tries To Teach 15 Year Old's About Money](https://invisiblenetwork.ai/podcast/1568386864/93f4170d9155) (2026-07-24, 21 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a619d6244c9eabf3c740413/media.mp3
- [LIVE: My Financial Plan & Beliefs Exposed with a Financial Planner](https://invisiblenetwork.ai/podcast/1568386864/7af0de435d35) (2026-07-22, 61 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a6099e74fac21e67f1b94b8/media.mp3
- [MM 323 - K Shape Economy Anyone?](https://invisiblenetwork.ai/podcast/1568386864/f013dd7158f0) (2026-07-20, 41 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a5d46ccf782764c4c107e80/media.mp3
- [How To Get A Mortgage In New Zealand: Mikey Smith of Guardian Smith](https://invisiblenetwork.ai/podcast/1568386864/82622e1327e0) (2026-07-15, 66 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a53166d73fcc6a8a7f835b7/media.mp3
- [MM 322 - 4 In 10 Kiwis Couldn’t Find $5,000 This Week](https://invisiblenetwork.ai/podcast/1568386864/cb2981e0e220) (2026-07-13, 38 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a532c8e73fcc6a8a7ff7527/media.mp3
- [Is It Still Possible For Young New Zealanders To Buy A Home? Top Mortgage Broker Reveals](https://invisiblenetwork.ai/podcast/1568386864/c9b513fdd5a2) (2026-07-08, 55 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a4e246581fe1f6460ba02b8/media.mp3
- [Sharesies Answer Your Questions About Their New Investback Debit Card](https://invisiblenetwork.ai/podcast/1568386864/f9c8949b1ee2) (2026-07-08, 16 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a4dc197195f863605f69a4b/media.mp3
- [MM 321 - I Paid $159US For An $8 Travel Form](https://invisiblenetwork.ai/podcast/1568386864/071b72ec8b8e) (2026-07-06, 30 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a4ad0a1ecd123914315b7e7/media.mp3
- [MM 320 - How To Scale A Side Hustle In NZ](https://invisiblenetwork.ai/podcast/1568386864/ceb94b641bf3) (2026-07-05, 32 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a4acdc08890f0eef3ed083b/media.mp3
- [WC Wrap: I Came Home](https://invisiblenetwork.ai/podcast/1568386864/31e036155f61) (2026-07-03, 20 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a46ffc45ef16cb804c26de4/media.mp3
- [New Zealand Property Market: Whats Really Happening?](https://invisiblenetwork.ai/podcast/1568386864/5594e1b1b450) (2026-07-01, 83 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a44ad9b6a72c54c8d45e076/media.mp3
- [How To Obliterate The 2nd Half Of 2026: with Mikey Smith](https://invisiblenetwork.ai/podcast/1568386864/3e2cbcfabaa5) (2026-06-30, 38 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a43a0cd6c42755eb6f1190f/media.mp3
- [WC26 - Vancouver. Value? Visas!](https://invisiblenetwork.ai/podcast/1568386864/d61449d35ae6) (2026-06-25, 28 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a3ce2f0b2ad81919def1a9c/media.mp3
- [Live Business Consulting: How To Build Your Side Hustle In 2026](https://invisiblenetwork.ai/podcast/1568386864/bf1317e7ad68) (2026-06-24, 113 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a3bae1a5bb8a79968ad83dc/media.mp3
- [MM 319 - 1 Thing You’d Want Your Kids To Understand About Money?](https://invisiblenetwork.ai/podcast/1568386864/7860147e4453) (2026-06-22, 29 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a2f22c70592e825455dcae8/media.mp3
- [WC26 - The English Kane Croatia (& Beers)](https://invisiblenetwork.ai/podcast/1568386864/dcbecf39b558) (2026-06-21, 17 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a3763454a8189f2c3542eaa/media.mp3
- [WC26 - Game Day. Goals. Gratitude.](https://invisiblenetwork.ai/podcast/1568386864/6c2237417c7c) (2026-06-18, 20 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a331125e312351cc4226db6/media.mp3
- [Financial Planner Reveals: How Everyday Kiwis Are Building Wealth](https://invisiblenetwork.ai/podcast/1568386864/7492459e9ee3) (2026-06-17, 56 min): audio https://sphinx.acast.com/p/open/s/65cc11f58f6b18001654b39e/e/6a3088046cf76d77457a2d68/media.mp3

Shows are listed from Apple Podcasts' charts and directory, and Podcast Index where it is used. Every show and episode belongs to its publisher and plays from the publisher's own feed; this site hosts none of them.