# Counting on an inheritance? Not so fast

An episode of [Stress Test](https://invisiblenetwork.ai/podcast/1515539724), 3 Jul 2024, 29 min.

Audio: https://afp-119681-injected.calisto.simplecastaudio.com/90e85ab8-fc83-4ada-9a25-a7a37f42ab47/episodes/05582d27-03a8-4119-b864-e239628e4e2b/audio/128/default.mp3?aid=rss_feed&awCollectionId=90e85ab8-fc83-4ada-9a25-a7a37f42ab47&awEpisodeId=05582d27-03a8-4119-b864-e239628e4e2b&feed=OlQyevFq

Just mention the word “inheritance” and people get their backs up. It’s no surprise that people are reluctant to chat about getting free money. In this episode, Rob chats with Julia Chung, a financial planner, about why you shouldn’t factor an inheritance into your financial plans. We’re also joined by an Edmonton woman whose parents plan to spend every dime in retirement. And an Ontario millennial walks us through whether or not she should take her parents’ offer of an early inheritance. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

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