# Ep. 172: Risk-based Supervision of Retail Payment Services Providers and Operators

An episode of [Toronto Centre Podcasts](https://invisiblenetwork.ai/podcast/1477654945), 27 Jan 2026, 17 min.

Audio: https://audio.cohostcdn.com/show/321bdfb2-63b2-4f50-b7cb-14cc0d07ce51/episode/0ca09e01-2dcf-4572-aae9-e98c3646f1ad/episode_7630e3329efa99cf2b518627e9c87c7c.mp3

Banks and a handful of international firms historically conducted the majority of payment functions. More recently, enabled by technology and regulation, new entrants specializing in one or a few processes have joined retail payment sectors. This Toronto Centre Note and accompanying podcast aims to guide financial sector supervisors whose responsibilities include the supervision of companies licensed or authorized to operate and provide retail payment services (RPS) to perform risk-based supervision (RBS). Speaker: Robert Urry, Program Leader, Toronto Centre Host: Floris Fleermuys, Program Director, Toronto Centre Read the transcript here. Read their biographies here.

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