# Access to Credit & Financing

An episode of [Bank Notes](https://invisiblenetwork.ai/podcast/1459646064), 12 Apr 2019, 20 min.

Audio: https://traffic.libsyn.com/secure/banknotes/FRBNY-Claire_final_V3.mp3?dest-id=867161

Small businesses employ about 50 percent of private-sector workers. Claire Kramer Mills leads the Federal Reserve System's research on this key driver of the U.S. economy through an annual survey that examines small businesses' access to financing. She details trends among small businesses, including how they're performing and securing credit, as well as which firms are seeing the most challenges and where they can go for help.

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