# Pay off your mortgage or invest? How to decide when money feels tight

An episode of [Australian Finance Podcast](https://invisiblenetwork.ai/podcast/1454193127), 29 Oct 2026, 49 min.

Audio: https://traffic.megaphone.fm/RRKKR7142460007.mp3

Should you put spare cash into your mortgage or keep investing? On the Australian Finance Podcast, Owen Rask and Gemma Mitchell explore that decision when repayments rise and your budget feels tighter. They break down why there is no single answer that works for everyone—and why the best-looking calculation may not be the best fit for your life. Episode resources – Buy Gemma’s book “The Money Reset” – Speak with the Rask Advice team – Ask a question (select the Finance podcast) Show partner resources – View VanEck's range of funds – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit – Get 50% off your first two months using PocketSmith – Whatever comes next for your business, power it with Stripe Rask resources – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest Disclaimer The information in this episode is provided by The Rask Group Pty Ltd and contains general financial product advice only. It does not take into account your objectives, financial situation or needs. Before acting, consider whether the information is appropriate for you and consider seeking personal advice from a licensed financial adviser. You can read our Financial Services Guide at www.rask.com.au/fsg. If a financial product is mentioned, consider the relevant PDS and TMD, where applicable, before making any financial decision. Past performance is not a reliable indicator of future performance. Returns are not guaranteed and capital may be at risk. The Rask Group Pty Ltd is a Corporate Authorised Representative No. 1280930 of Rask Licensing Pty Ltd, AFSL 563 907. Learn more about your ad choices. Visit megaphone.fm/adchoices

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