# The 7 Levels of Financial Freedom

An episode of [Earn Your Leisure](https://invisiblenetwork.ai/podcast/1450211392), 25 Aug 2026, 8:09.

Audio: https://podtrac.com/pts/redirect.mp3/traffic.omny.fm/d/clips/e73c998e-6e60-432f-8610-ae210140c5b1/8dbc4f54-a337-4481-9ef2-b355012b0a3d/b11e28a9-ff3f-4768-a431-b4ae00ecf6f4/audio.mp3?utm_source=Podcast&in_playlist=eac4c628-29cb-469a-b5c8-b355012b0a48

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## Transcript

[0:00] Speaker 1: Let's talk about this seven levels of financial freedom charging.
[0:05] Speaker 2: I think you get to the seventh level if you
[0:07] Speaker 2: steal some labels and masters real quick. But I do
[0:10] Speaker 2: want to ask you if a person it doesn't have breathing,
[0:13] Speaker 2: realm more stability, like what can they do to get
[0:16] Speaker 2: to that sixth or seventh level from the conversations you've
[0:19] Speaker 2: been able to have with Robert Smith and Steve and Tyler,
[0:23] Speaker 2: et cetera, Like, what are some of the patterns that
[0:25] Speaker 2: you see?
[0:26] Speaker 1: Well, let's go through each one of them. I think
[0:28] Speaker 1: it's okay. So the first one is clarity, right, It's
[0:32] Speaker 1: like you just identify where you're at currently and you
[0:36] Speaker 1: identify where you want to go. That is actually very beneficial.
[0:42] Speaker 1: You're actually already ahead of the game. Ye from at
[0:45] Speaker 1: least seventy percent of the people. Seventy percent of people
[0:47] Speaker 1: don't even really that know where they're at financially or
[0:50] Speaker 1: where they want to go, right, So have that ability.
[0:52] Speaker 1: That's why meditation is extremely important. Having some levels is
[0:56] Speaker 1: just you know, calm down for a minute and take
[0:58] Speaker 1: things for very important. And then self sufficient where you're
[1:04] Speaker 1: actually able to cover your own expenses without outside support. Right.
[1:08] Speaker 1: And then the breathing room. Breathing room is that's when
[1:13] Speaker 1: you this is when you really start to pick up
[1:15] Speaker 1: momentum where you can actually you're no longer living paycheck
[1:18] Speaker 1: to paycheck. I would at this point in time you
[1:21] Speaker 1: would have probably six months of liquid expenses saved the reserves.
[1:27] Speaker 1: Yet so now you getting to the point where you
[1:30] Speaker 1: got forty thou fifty thousand dollars saved. Right, So now
[1:34] Speaker 1: it's like I could breathe, right if something happens today,
[1:39] Speaker 1: I'm okay, right, I'm not okay forever. I'm not living
[1:44] Speaker 1: paycheck because when you live in paycheck to paycheck, it's
[1:47] Speaker 1: very difficult to think clearly because long term, you're in
[1:52] Speaker 1: survival mode. When you're in survival mode, it's extremely difficult
[1:58] Speaker 1: to process things, and you can justify anything when you're
[2:01] Speaker 1: in survival mode as well. So that's why you never
[2:04] Speaker 1: you never want to be in survival more or when
[2:06] Speaker 1: you're in survival mode, you want to get out of
[2:08] Speaker 1: survival mode as quickly as possible. You heard this once again.
[2:11] Speaker 1: This is permeated in a lot of you know things
[2:16] Speaker 1: that we kind of grew up in, right where it's
[2:18] Speaker 1: like I had to do what I had to do
[2:19] Speaker 1: with my daughter got to eat? Right, Well, what does
[2:22] Speaker 1: that mean? Yeah, your daughter has to eat, so I
[2:25] Speaker 1: got to die. You know what I'm saying.
[2:28] Speaker 2: All you could have made better choices along the way,
[2:30] Speaker 2: knowing spending all your money at the club for four
[2:33] Speaker 2: weekends in a rowd could have led to the devastation.
[2:36] Speaker 1: That's that's the survival mode, right. So the stability, So now, yeah,
[2:42] Speaker 1: you're not living paycheck to paycheck, but you have you
[2:44] Speaker 1: have no bad debt, you're fully funded your emergency fund. Right,
[2:49] Speaker 1: no debt, fully funded, your emergency done. Now you're stable. Right.
[2:54] Speaker 1: Flexibility is a key point. Years off, right, I could
[2:58] Speaker 1: take twenty four months off. I'm good, Right, you know
[3:01] Speaker 1: I got two hundred thousand dollars saved in the bank.
[3:04] Speaker 1: I'm good to to. I could take two years off.
[3:06] Speaker 1: I want to right financial independent. Now you can pretty
[3:13] Speaker 1: much just live off with your assets, whether that's will
[3:16] Speaker 1: to state, whether that stocks whatever. But now it's to
[3:19] Speaker 1: the point where it's like your assets words come to
[3:21] Speaker 1: worst you can you can live over that. And then
[3:23] Speaker 1: the abundance on the web side is when you have
[3:26] Speaker 1: more money than you'll eleven needs. So it's the key
[3:29] Speaker 1: to get to that point. I think it's well, it
[3:31] Speaker 1: all it's all through investing, right, It's all through investing
[3:34] Speaker 1: and making early sacrifices. Early on we talked about this before.
[3:39] Speaker 1: Keep your expenses low, yes, waste to raise your income.
[3:43] Speaker 1: Invest as much money as possible, because then you start
[3:45] Speaker 1: playing multiple games right where it's like, okay, if you
[3:49] Speaker 1: if we get to that million, now you double that
[3:53] Speaker 1: million and two million, right, but now you double that
[3:56] Speaker 1: two million and four million. Now you double that four
[3:59] Speaker 1: million and eight million. Yep, you just need one more flip,
[4:03] Speaker 1: need one more flip? Do you get to ten digits?
[4:08] Speaker 1: Once you double the eight to sixteen, Now you're out.
[4:10] Speaker 1: You're out of here. Now, you're just it's now you're
[4:13] Speaker 1: out of here right now that that next flip is
[4:16] Speaker 1: thirty two, The next flip is sixty four levels, Yeah,
[4:21] Speaker 1: the next flip is one hundred and eight. You're out.
[4:24] Speaker 1: You're out of here at that point in time, right,
[4:26] Speaker 1: But you might not ever get to So really you
[4:29] Speaker 1: got to get to eight, but you might not never,
[4:33] Speaker 1: you might not ever get to eight. If you buy
[4:36] Speaker 1: the big horn, if you go on thirty vacations, yeah,
[4:41] Speaker 1: you bought a big cars. Watch if you have a
[4:45] Speaker 1: five hundred thousand dollars wedding because you're a millionaire, right,
[4:49] Speaker 1: you're a millionaire one two three million. Yeah, you never
[4:54] Speaker 1: get a chance to get to that point. So now
[4:57] Speaker 1: that could hinder your ability to ever get to that
[5:00] Speaker 1: last level. It's like a video game. You got to
[5:04] Speaker 1: get to the last level.
[5:05] Speaker 2: So when you don't want to get casual vibe, the
[5:07] Speaker 2: rent money, it was a bad investment because that's what
[5:09] Speaker 2: you could have spent the media or in video right. Fact,
[5:12] Speaker 2: and people joking say, no, well you have it. I
[5:15] Speaker 2: didn't get it by giving it all away.
[5:18] Speaker 1: And somebody wants to take it from you. Nobody. There's
[5:20] Speaker 1: no sympathy when you lose it. Oh, absolutely not. You
[5:22] Speaker 1: know have said this, like when you back at the bottom,
[5:25] Speaker 1: they're gonna treat you like you're worthless. Nobody gonna have
[5:28] Speaker 1: sympathy for you when you don't have money. No more
[5:31] Speaker 1: like if you have money and you lost it, they're
[5:34] Speaker 1: not gonna They're not gonna loan you any money at all.
[5:38] Speaker 1: They're not gonna treat you how they once treated you
[5:41] Speaker 1: when they when you oh when they thought you had money. Yeah,
[5:45] Speaker 1: when you back at the bottom, they're gonna treat you
[5:47] Speaker 1: like you're worthless, So don't try to take advantage of
[5:51] Speaker 1: me when you didn't help me get it.
[5:54] Speaker 2: How much as a millions did you loan that per year?
[5:57] Speaker 2: If it made it like a budget item? I know
[5:59] Speaker 2: my number. Mind has changed dramatically.
[6:01] Speaker 1: I mean, you know, loan is a tricky word. I
[6:05] Speaker 1: would say give because I don't even expect to get
[6:08] Speaker 1: money back. You know. If I'm giving money, I'm just
[6:10] Speaker 1: gonna give it. Yeah, like I said, bro, I'm not
[6:13] Speaker 1: really giving too much money these days. I'd rather employ you,
[6:17] Speaker 1: well said, get this W nine form, let's let's let's
[6:22] Speaker 1: let's let's figure it out. I'd rather have you on payroll. Yeah,
[6:25] Speaker 1: at least I can get a tax deduction and I
[6:29] Speaker 1: can actually find something productive for you to do, whether
[6:33] Speaker 1: that's cleaning the house, whether that's you know, whatever it is, right,
[6:38] Speaker 1: I'm sure there's something that you can do that's benefit
[6:41] Speaker 1: as opposed to me just giving you money. But to
[6:45] Speaker 1: answer your question, I would say, you know, tennis match
[6:48] Speaker 1: for me for the year, and that's just the emergency.
[6:51] Speaker 1: Like I don't want to have to go to that level.
[6:54] Speaker 1: But I ain't given that more than ten thousand. Yeah, listen,
[6:57] Speaker 1: I will watch it down to a grand one thousand.
[7:01] Speaker 1: It's over with for Nito. Well about ten is like
[7:04] Speaker 1: my max max. Yeah, y'all stayed way underneath that. Yeah,
[7:08] Speaker 1: but ass like the thirty. I need thirty thousand, I
[7:11] Speaker 1: need fifty thousand. Oh, I had none for you. I'm sorry,
[7:16] Speaker 1: I'm blocking. I'm blocking the number. That's sorry, blocking the number.
[7:20] Speaker 2: The twenty five hundred for now, I'm sorry.
[7:23] Speaker 1: But the five hundred play all right? Cool? A thousand
[7:27] Speaker 1: is crazy. A thousand for the.
[7:29] Speaker 2: Whole I've given, I've given it, got none in return,
[7:32] Speaker 2: and then people gave me their ask the kiss after.
[7:35] Speaker 2: I'm like, yo, I could have just saved this shit
[7:38] Speaker 2: for my And it's the crazy part. People will ask
[7:41] Speaker 2: me for money that my child has never asked me
[7:43] Speaker 2: for when he can have all of it. It's like, yo,
[7:46] Speaker 2: if he had if Xander asked me for twenty five hundred. Yeah,
[7:49] Speaker 2: y'all won't even repost the fucking link to joint stock club.
[7:53] Speaker 2: Why you need twenty five? You could give it twenty
[7:55] Speaker 2: five getting the Philliya link. I'm cool, I'm cool. I
[8:00] Speaker 2: tried it, I've done it, I've given out. I could
[8:03] Speaker 2: have bought a mayback on some of the ship I
[8:04] Speaker 2: gave away. I'm cool, no hard feelings, no moss,

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