# Classic Suze School: Three Steps To A Super Life

An episode of [Suze Orman's Women & Money (And Everyone Smart Enough To Listen)](https://invisiblenetwork.ai/podcast/1439621652), 20 Aug 2026, 24 min.

Audio: https://traffic.omny.fm/d/clips/2df1102a-5761-4c99-b489-aabd0161f8fe/44e0936e-923c-43c7-9e2a-aade00edf4d3/c01ffd65-092c-4d07-a393-b4ac00026494/audio.mp3?utm_source=Podcast&in_playlist=4e05fb00-5a5b-4ed9-b353-aade00edf4dd

For this Classic Suze School episode: Suze outlines three important steps we can all take, so that we can have a personal, professional and financial super life. Learn more about the Ultimate Scam Protection here: SuzeOrman.com Watch Suze’s YouTube Channel Jumpstart financial wellness for your employees: https://bit.ly/SecureSave Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3G Help with the Must Have Docs: • Email:support@musthavedocuments.zendesk.com • Phone: 888-510-0510 Get your savings going with Alliant Credit Union: https://bit.ly/3rg0Yio Get Suze’s special offers for podcast listeners at suzeorman.com/offer Join Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbH CLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMI See omnystudio.com/listener for privacy information.

## Transcript

[0:08] Robert: August 20th, 2026. Welcome to the Women and Money podcast,
[0:11] Robert: as well as everyone smart enough to listen. Hi everybody,
[0:15] Robert: it's Robert, the producer here. For today's classic Suze School,
[0:19] Robert: we're gonna go back to the winter of 2022. Now,
[0:23] Robert: this episode was originally pegged to the Super Bowl, so
[0:26] Robert: that's why you'll hear Suze framing this lesson as the
[0:29] Robert: three steps to a super life.
[0:31] Robert: I also want to mention that you'll hear that Suze's
[0:34] Robert: voice sounds a little hoarse. Again, this was four years
[0:37] Robert: ago and it was winter, so I ask you to
[0:40] Robert: have some grace, please and thank you. All right, everybody,
[0:44] Robert: here we go.
[0:50] Suze: We all have to understand, what makes our life great.
[0:56] Suze: Does money make our life great? Do you make your
[1:00] Suze: money great? How does money interrelate with our life?
[1:06] Suze: And you cannot have, in my opinion, a super life
[1:12] Suze: until you really have a super you.
[1:15] Suze: The goal of the Women and Money podcast is to
[1:20] Suze: understand that who we are and what we have financially
[1:24] Suze: speaking is one.
[1:26] Suze: And so to really have a super life, you have to
[1:33] Suze: understand the role that money plays in that life, and
[1:37] Suze: as I said before, the role that you play in
[1:42] Suze: your money's life, but to really understand that, you really
[1:47] Suze: have to get that you and your money are one.
[1:53] Suze: Money is the only thing in this world, that is
[1:58] Suze: like a perfect reflection of who you are.
[2:03] Suze: It reflects back to you your efforts, your desire to
[2:09] Suze: take care of things, how you treat things, and how
[2:13] Suze: you really live your life, and when you can see
[2:18] Suze: money like that.
[2:20] Suze: Then when you don't know what's going wrong with your money,
[2:25] Suze: it's easy enough to just figure out, oh, I have
[2:29] Suze: to look at what's going wrong with me.
[2:33] Suze: So if you and your money are one, and your
[2:37] Suze: money does not have the ability to do anything on
[2:40] Suze: its own without you, right? Money can't do anything on
[2:44] Suze: its own without you.
[2:46] Suze: So if your money isn't going right, then you have
[2:50] Suze: to understand something within you is not going right.
[2:56] Suze: And so the three steps that I'm going to talk
[2:59] Suze: to you about now.
[3:01] Suze: Are the three steps that if you're just willing to
[3:05] Suze: use to go within you will see why you are
[3:09] Suze: doing without and even if you have money out there.
[3:14] Suze: And you think you're doing great, this is still for you,
[3:17] Suze: cause as much money as you may have, you sure
[3:20] Suze: could have a whole lot more.
[3:23] Suze: I've always believed that there is incredible amounts of bountiful,
[3:28] Suze: beautiful energy and money that is just meant to come
[3:32] Suze: your way.
[3:34] Suze: So one always has to figure out what are we
[3:37] Suze: doing to become obstacles in our own path to not
[3:42] Suze: only financial freedom, financial independence, but what are we doing
[3:47] Suze: in our lives to become obstacles in the path to
[3:52] Suze: living a super life.
[3:55] Suze: So the first step to live a super life, and remember,
[4:02] Suze: a life is who you are and what you have,
[4:05] Suze: your total life, is to stand in your truth.
[4:13] Suze: You know, I remember back when we were thinking about
[4:16] Suze: television shows that I was gonna do with Oprah or
[4:19] Suze: the money class show that I did with Oprah on OWN.
[4:23] Suze: I wanted to have this light that people would come on,
[4:28] Suze: and we would talk, and then I would bring them
[4:30] Suze: over to like this tube of light, and they would
[4:35] Suze: have to stand under this light.
[4:37] Suze: And they would have to tell a truth that they
[4:40] Suze: had never told before to stand in that truth.
[4:45] Suze: And that never quite happened.
[4:48] Suze: And then I remember on another show that I was doing,
[4:52] Suze: there was a woman who was millions of dollars in debt,
[4:55] Suze: and the only person that knew how much debt she
[4:58] Suze: was in besides herself was me.
[5:02] Suze: And we were on TV.
[5:05] Suze: And there we are, and for the first time in
[5:07] Suze: front of millions of people, including her spouse.
[5:11] Suze: She was going to tell the truth of how much
[5:16] Suze: debt she had.
[5:19] Suze: And she was about to say it. She was about
[5:21] Suze: to break free.
[5:24] Suze: And then the producers shut everything down, said, no, don't
[5:28] Suze: make her do that, Suze. Don't make her do it.
[5:31] Suze: It's all right. We don't want to go that far
[5:33] Suze: with her.
[5:35] Suze: And right then and there they stopped this woman from
[5:39] Suze: probably taking the first step that would have allowed her
[5:44] Suze: to stand in her truth, cause if you don't stand
[5:48] Suze: in your truth.
[5:50] Suze: Then where are you standing? You are standing in a lie.
[5:54] Suze: There's no white lies, little lies. It's either the truth
[5:57] Suze: or it is not the truth. And if it's not
[6:00] Suze: the truth, it is a lie in my opinion.
[6:03] Suze: So I'm asking all of you to really, as I'm
[6:08] Suze: going through this podcast with you.
[6:11] Suze: To use it as a way to uncover what are
[6:16] Suze: the truths.
[6:18] Suze: That you're not standing in, what are the things, the words,
[6:23] Suze: the feelings that you have inside yourself that you wish
[6:27] Suze: more than anything you could say or you can do,
[6:30] Suze: that you could act upon.
[6:34] Suze: Because we're all so well trained to always have a
[6:38] Suze: smile on our face, to answer a question, how are
[6:41] Suze: you doing? Oh, I'm doing fine, when the fact of
[6:44] Suze: the matter is you're not doing fine, you are miserable.
[6:48] Suze: But God forbid you should show the truth or tell
[6:51] Suze: the truth to anybody. How much credit card debt do
[6:54] Suze: you have? Who, me, ah, ah, and the truth of
[6:58] Suze: the matter is you don't even know how much credit
[7:01] Suze: card debt you have cause you don't have the courage
[7:04] Suze: to add up all the debt cause you don't even
[7:07] Suze: open up your bills anymore.
[7:09] Suze: So the truthful answer is I don't know how much
[7:12] Suze: debt I have.
[7:14] Suze: Because it's too much for me to even count. I
[7:16] Suze: don't want to deal with it, but that's not what
[7:19] Suze: we do.
[7:21] Suze: People don't see the debt that we have. They see
[7:24] Suze: the things that you show them, things that portray wealth,
[7:29] Suze: that portray money.
[7:32] Suze: That, you know, your fancy cars, you're um that you're
[7:36] Suze: leasing rather than buying outright, your clothes and your watches,
[7:40] Suze: and your newest iPhones, and things like that, all show money.
[7:47] Suze: But there may not be any money behind those things.
[7:50] Suze: There may just be debt.
[7:53] Suze: So again, look around at all these things that you
[7:57] Suze: may have around you, that you spent money on.
[8:02] Suze: But the fact of the matter is you have more
[8:05] Suze: debt than those things even cost.
[8:09] Suze: And maybe you have more debt than those things cost
[8:11] Suze: because of the interest rates that you're paying on all
[8:14] Suze: those cards and the minimum payments that you make, because
[8:17] Suze: the truth of the matter is you can't afford any
[8:20] Suze: more than that.
[8:22] Suze: So until you are willing to stand in your truth,
[8:27] Suze: then you are never going to live a super life,
[8:31] Suze: I promise you that.
[8:35] Suze: So many of you are in relationships, and the only
[8:39] Suze: reason you stay is because of money.
[8:42] Suze: So many of you do things in life that you don't
[8:48] Suze: want to do cause you're so afraid.
[8:52] Suze: And the truth of the matter is you just don't
[8:54] Suze: have the courage to try something new.
[8:58] Suze: I mean, there are a million examples that I could
[9:01] Suze: give you as to how maybe you don't stand in
[9:05] Suze: the truth, but that's not my job. My job is
[9:10] Suze: to get you, to inspire you, to want to sit down,
[9:14] Suze: even stop this podcast right here and right now, and
[9:18] Suze: write down every possible way that you do not stand
[9:23] Suze: in your truth.
[9:27] Suze: And after you have done that, right across from where
[9:31] Suze: you wrote that down.
[9:34] Suze: You need to figure out what can you do to
[9:38] Suze: correct that.
[9:40] Suze: What can you do to correct that, you know, if somebody
[9:46] Suze: says to you, how are you doing?
[9:49] Suze: How are you doing financially rather than saying I'm good,
[9:53] Suze: you can say I'm horrible, I'm up to my eyes
[9:55] Suze: in debt or whatever it may be.
[9:59] Suze: And it's not even how you share that truth with others.
[10:05] Suze: More importantly, it's how you share that truth with yourself
[10:10] Suze: and what action are you going to take to turn.
[10:16] Suze: Whatever you're doing where you are not standing in your truth,
[10:20] Suze: what are you going to do to turn that lie
[10:24] Suze: into the truth of who you want to be, what
[10:28] Suze: you wanna be, what you wanna be doing, how you
[10:31] Suze: want to be living your life, who you want in
[10:33] Suze: your life, who you don't want in your life, what
[10:36] Suze: are you going to tell your kids, all of that.
[10:40] Suze: And there's no time to waste on this, everybody.
[10:43] Suze: There is no time to waste because every day that
[10:46] Suze: you live not standing in your truth.
[10:52] Suze: Then destruction, financially, emotionally, psychologically, in every possible way, is
[11:00] Suze: being created.
[11:03] Suze: Now that may sound dramatic to you, but it's not.
[11:07] Suze: 'Cause little things when left to fester, they grow.
[11:15] Suze: And they can grow and become really, really destructive.
[11:21] Suze: And you don't have time for that, nor should you
[11:24] Suze: want to waste any time for you to really take
[11:29] Suze: one small step to live a super life.
[11:34] Suze: Second step.
[11:37] Suze: I am asking all of you to trust yourself more
[11:42] Suze: than you trust others.
[11:46] Suze: When you trust yourself with every possible thing that comes
[11:51] Suze: your way.
[11:53] Suze: Then you value who you are. You value the essence
[11:58] Suze: of your being because you trust your own being. You're
[12:03] Suze: not always saying to people, Well, what do you think?
[12:06] Suze: How do you feel? What do you think I should do?
[12:10] Suze: When really you know inside.
[12:15] Suze: And I'm not talking about things such as, should I
[12:19] Suze: take money out of a Roth? Should I not? All right,
[12:22] Suze: maybe you don't know about those things, but that's why
[12:25] Suze: you come to the Women and Money podcast.
[12:27] Suze: I'm talking about other things in life. Somebody says something
[12:33] Suze: to you, and you don't trust what they're saying.
[12:38] Suze: You know, somebody tells you, I think you should do this,
[12:42] Suze: and it doesn't feel right to you.
[12:45] Suze: You have got to learn to value yourself more than anything,
[12:52] Suze: and the way that you value yourself is you trust
[12:56] Suze: yourself more than you trust others. How many times have
[13:01] Suze: I been in a relationship? I'm not talking about KT...
[13:05] Suze: But have I been in a relationship with the person
[13:09] Suze: that I supposedly loved? Actually, I didn't know love before KT,
[13:13] Suze: but that's all right, you know, but I, I thought
[13:15] Suze: I loved, and I thought I wanted to spend the
[13:17] Suze: rest of my life with, and this person would say
[13:21] Suze: something to me.
[13:23] Suze: And I knew they were lying.
[13:25] Suze: And I knew it, and they would lie to me,
[13:30] Suze: but make it like I was the one who was crazy,
[13:34] Suze: that it wasn't like I was thinking.
[13:38] Suze: But I always trusted what I felt more than the
[13:42] Suze: words that came out of anybody else's mouth, always. 'Cause
[13:49] Suze: if you have that little gut feeling in you, that
[13:53] Suze: you're not trusting them.
[13:56] Suze: You better listen to it.
[13:58] Suze: Because energy is something that goes around. Have you ever
[14:03] Suze: noticed that you think about somebody, and all of a
[14:06] Suze: sudden they call you.
[14:08] Suze: Or you're sending an email to a friend that you
[14:11] Suze: haven't emailed in a while, and an email from them
[14:14] Suze: pops up on your screen, and we all think, well,
[14:17] Suze: that's a special talent that I have, you know, I
[14:20] Suze: have ESP. No, it's energy.
[14:24] Suze: When somebody puts out energy that's silent.
[14:28] Suze: You pick it up, whether you know it or not.
[14:32] Suze: It's an energy transfer.
[14:35] Suze: And so energy is invisible and you can feel it.
[14:40] Suze: It's like the wind. It's there even though you can't
[14:44] Suze: see it and there is no proof that it really
[14:48] Suze: is there except how it affects the trees and the
[14:52] Suze: water and everything else. You hear how it blows. I
[14:57] Suze: hate when the wind blows my hair. Especially if I
[15:00] Suze: have somewhere to go, that's another point.
[15:04] Suze: But you've got to learn to trust yourself more than
[15:09] Suze: you trust others.
[15:12] Suze: Because what happens is, when you trust others more than yourself,
[15:18] Suze: and then you find out that the truth of the
[15:21] Suze: matter is they were lying to you. They were not
[15:25] Suze: telling you the truth.
[15:29] Suze: It hurts so much I can't even tell you.
[15:33] Suze: Now, it will always hurt when you find out that
[15:36] Suze: somebody's been lying to you.
[15:38] Suze: But if you knew it and you said to them
[15:41] Suze: like I do, you can tell me anything you want.
[15:45] Suze: I do not believe what you are telling me.
[15:48] Suze: And if that means you want to leave me, if
[15:51] Suze: that means that we're gonna do whatever, fine, but I
[15:54] Suze: do not believe you. I do not trust you.
[15:58] Suze: And you have the courage to stand in your truth
[16:02] Suze: and say those words to somebody.
[16:05] Suze: Now you have come together as a whole being.
[16:10] Suze: 'Cause now your life is really like one.
[16:14] Suze: Because you're standing in your truth and you're saying your truth.
[16:19] Suze: And you know that you are the truth because when
[16:23] Suze: you feel something it's true and you can't negate that
[16:30] Suze: so this also comes to play when people tell you,
[16:34] Suze: I want you to make this investment. I want you
[16:38] Suze: to do this, but yet it doesn't feel right but
[16:43] Suze: because you think you don't know anything about money.
[16:48] Suze: That when some financial person tells you to do something, you go, OK,
[16:55] Suze: I trust them, and then you spend years trusting them
[16:58] Suze: to take care of your money, and you never look
[17:01] Suze: after it.
[17:04] Suze: And then all of a sudden you find out half
[17:06] Suze: of your money is gone.
[17:08] Suze: And you wanted to trust somebody else more than you
[17:11] Suze: trusted yourself, 'cause it was easier.
[17:14] Suze: It's not always easy to trust yourself. It's hard. It's
[17:19] Suze: hard to keep faith in who you are. It's hard.
[17:25] Suze: 'Cause everybody else tries to get you to doubt yourself,
[17:28] Suze: doubt your decisions, doubt your actions, doubt your thoughts.
[17:32] Suze: That when you stand in the truth and you trust
[17:36] Suze: yourself more than you trust others, doubt is not there.
[17:42] Suze: Self-worth is there. You are valuing who you are.
[17:47] Suze: And when you value who you are, I got news
[17:51] Suze: for you. The world values who you are.
[17:54] Suze: The world values you as well.
[17:58] Suze: So to live a truly super life where your life
[18:03] Suze: and your money are what you want, what you need,
[18:08] Suze: what you deserve.
[18:13] Suze: I have to tell you, the happiness, the strength, the security,
[18:19] Suze: and the safety that you will feel at all times
[18:23] Suze: is priceless.
[18:26] Suze: Last but not least.
[18:28] Suze: I am asking you to never ever settle.
[18:34] Suze: And so many times I see people in so many
[18:38] Suze: ways settling.
[18:40] Suze: Like they wanna do something, but maybe it'll be a
[18:44] Suze: little bit harder or more complicated if they do it fully,
[18:49] Suze: so they settle for doing it a little bit less.
[18:54] Suze: You know, I've come to know that a truth that
[18:58] Suze: I've always lived in, is that the success of any
[19:02] Suze: project is directly related to the energy that you put
[19:08] Suze: into it.
[19:10] Suze: So when you find yourself saying the words, oh this
[19:13] Suze: is OK, I'll leave it, no.
[19:17] Suze: OK is never enough. OK is settling. So when you're
[19:22] Suze: asking yourself the question.
[19:26] Suze: How are you doing today, Suze?
[19:29] Suze: And if I say, OK, I'm doing OK.
[19:34] Suze: And even though that may be my truth, for right
[19:37] Suze: then and there, I need to understand why am I
[19:42] Suze: settling for just being OK.
[19:46] Suze: What can I do to turn this OK into a great?
[19:52] Suze: And the great doesn't have to come right here and today.
[19:57] Suze: That great can come in one week from now, three
[20:00] Suze: weeks from now. But what am I doing? What energy
[20:05] Suze: am I putting in to my life or the project
[20:09] Suze: of my life of me being great? What energy am
[20:12] Suze: I putting into that for me to be making OK
[20:17] Suze: from good to great.
[20:20] Suze: 'Cause when we live a great life, we live a
[20:23] Suze: super life.
[20:25] Suze: And a great life doesn't mean, oh, you have all
[20:28] Suze: these things around you.
[20:30] Suze: A great life, a truly super life, is a life
[20:36] Suze: where you are standing in your truth, where you are
[20:40] Suze: always trusting yourself more than you trust others.
[20:44] Suze: And you never ever settle. You never settle.
[20:50] Suze: You never settle for you make a bed and you
[20:54] Suze: look at your bed and it's a little wrinkled on
[20:57] Suze: one side. It's OK. No, you're settling and you may
[21:02] Suze: think to yourself, oh, Suze, please, you've gone a little
[21:05] Suze: bit off the charts in this podcast.
[21:09] Suze: Haven't you known I've been off the charts for years.
[21:13] Suze: But really it's not about the bed, it's about your attitude.
[21:19] Suze: And your attitude that it's OK to have a wrinkle,
[21:23] Suze: it's not.
[21:24] Suze: It's not OK to settle.
[21:27] Suze: Especially if you have noticed that something isn't quite right.
[21:34] Suze: Perfection.
[21:36] Suze: Perfection is really part of a super life and everything
[21:42] Suze: that you do, should be done with the utmost of perfection.
[21:50] Suze: And you should not settle.
[21:53] Suze: So that means you shouldn't settle for a relationship that
[21:57] Suze: you may be in.
[21:59] Suze: And you're not happy with, and maybe you're only staying
[22:03] Suze: there because you're afraid of money.
[22:07] Suze: You're not standing in your truth.
[22:09] Suze: You are not trusting yourself more than you trust others
[22:13] Suze: because you think you need somebody other than you to
[22:16] Suze: be OK financially and you are seriously settling.
[22:22] Suze: Why would you do that to yourself?
[22:25] Suze: Why?
[22:27] Suze: You don't have to. You don't have to ever live
[22:32] Suze: a life that's a life that isn't super.
[22:38] Suze: That isn't perfect, so...
[22:42] Suze: That's what this podcast is about.
[22:45] Suze: I want this to be the day, today, or whenever you
[22:51] Suze: are listening to this podcast.
[22:54] Suze: I want today to be the day that you become
[22:58] Suze: your own champion in your own very special super life.
[23:05] Suze: Remember to be safe, strong, secure.
[23:10] Suze: Bye bye now.

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