# Three Money Steps to Take When You Are Starting From Zero | HDM 385

An episode of [Her Dinero Matters](https://invisiblenetwork.ai/podcast/1006403754), 1 Feb 2024, 18 min.

Audio: https://media.transistor.fm/fc46d57d/d9a717ec.mp3

Frustrated because you feel time has passed, and you haven't invested or saved? Stay tuned as today I'll share with you three steps you can start right away to take control of your finances. The question of "I'm starting from zero, I'm 40+, with nothing to show but my income, what do I do?" is one I encounter frequently. If this resonates with you, know that you're not alone, and there's hope. It's not too late, you can make a positive change. In this episode, I'll guide you on getting unstuck with two key questions. Additionally, I'll clear up the confusion surrounding emergency funds and provide a straightforward system to help you manage your money. In this episode you will learn: • How you can start creating a plan to save and invest from scratch regardless of your age. • The key considerations for an emergency fund that fits your current situation. • The details behind a simple system to manage your finances (and doesn’t rely on using credit cards) For a quick recap of this episode go to http://www.jenhemphill.com/385 The post, Three Money Steps to Take When You Are Starting From Zero | HDM 385 appeared first on the Her Dinero Matters Podcast.

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