# How college loans exploit students for profit

- Institution: TED
- Department: TEDxPSU
- Speaker: Sajay Samuel
- Year: 2016
- Level: For everyone
- Language: English
- Subjects: Economics, Teaching and learning
- Source: [TED](https://www.ted.com/talks/sajay_samuel_how_college_loans_exploit_students_for_profit)
- Licence: [CC BY-NC-ND 4.0](https://creativecommons.org/licenses/by-nc-nd/4.0/) (Non-commercial use only, and no changed versions.)
- Who can watch: Tweens profiles and older (sources give no ratings; placed by Invisible Network from the source's own words)

"Once upon a time in America," says professor Sajay Samuel, "going to college did not mean graduating with debt." Today, higher education has become a consumer product -- costs have skyrocketed, saddling students with a combined debt of over $1 trillion, while universities and loan companies make massive profits. Samuel proposes a radical solution: link tuition costs to a degree's expected earnings, so that students can make informed decisions about their future, restore their love of learning and contribute to the world in a meaningful way.

## Lectures

1. [How college loans exploit students for profit](https://invisiblenetwork.ai/learn/ted/sajay_samuel_how_college_loans_exploit_students_for_profit/85b88c363d65), 12 min (TED's player)