# What is the future of mutuals now?

- Institution: Gresham College
- Speaker: Professor Daniel Hodson
- Year: 2004
- Level: For everyone
- Language: English
- Subjects: Economics, Business and management
- Source: [Gresham College](https://www.gresham.ac.uk/watch-now/what-future-mutuals-now)
- Licence: [Educational use (Gresham College's terms)](https://www.gresham.ac.uk/terms-and-conditions)
- Who can watch: Tweens profiles and older (sources give no ratings; placed by Invisible Network from the source's own words)

Why did mutuals occur and what purposes did/do they serve? Some of Britain's greatest financial institutions have been mutuals, especially in the life insurance and building society spheres. In the past 15 years many of these have experienced problems which have caused them to wither, be absorbed or to get into serious financial/legal/reputational difficulties; many others have demutualised. A third group are successful, thriving enterprises, serving the needs of their members. What are the peculiar risks and opportunities associated with mutuality? Is size an issue?

## Lectures

1. [What is the future of mutuals now?](https://invisiblenetwork.ai/learn/gresham/what-future-mutuals-now/d091fb04d578) (YouTube)